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We have updated the Basic Account Terms and Conditions which will take effect on May 24, 2026.

BSP will issue the 10-piso ASEAN coin starting January 2026 to celebrate the Philippines' role as ASEAN Chair in 2026.

The 10-piso ASEAN coin can be used as payment and will circulate alongside the two existing 10-piso coins.

BDO Unibank, Inc. delivered a net income of ₱87.2 billion in 2025. This is 6% higher than the ₱82.0 billion it reported last year. BDO attributes this result to the solid performance of its core businesses.

We are aware of videos circulating online involving our senior leaders. Please be informed that these videos are fake and do not represent our organization.

BDO supports the Bangko Sentral ng Pilipinas (BSP) in celebrating National Banking Week, January 1-7, 2026. 

Together, we begin the new year focused on progress and fresh opportunities.

Effective October 7, 2025, cash withdrawals over Php 500,000 (or foreign currency equivalent) will require additional documents in compliance with BSP Circular No. 1218.

As part of our commitment to sustainability, printed check images will no longer be automatically included in Corporate Statements of Account beginning September 2025.​

Effective August 26, 2025, there will be changes on the BDO Credit Card Terms and Conditions.​

BDO joins the Bangko Sentral ng Pilipinas (BSP) in celebrating Savings Consciousness Week, with the theme: “A secure future starts with consistent saving habits.” Let’s cultivate a culture of saving, starting with small, consistent steps.

The updated check format rules take effect July 1, 2025. Ensure smooth clearing by checking out our guide to writing your checks correctly.​

BDO supports the Philippine Deposit Insurance Corporation’s call to raise awareness on deposit insurance and public protection, in line with this year’s theme: “Bank deposit mo, MAS protektado!

Effective June 15, 2025, your BDO Credit Card Electronic Statement of Account (eSOA) password will be updated.

Link your BDO Credit Card to Alipay and WeChat for easy QR payments.

BDO finds ways to support the National Privacy Commission's call to promote responsible data protection, and to build a culture of privacy and trust with its Data Subjects - Customers across timezones.

BDO has experienced a system issue with one of its service providers. This caused some delays in check clearing this afternoon. Affected customers may contact their Branch Managers for concerns on their checks deposited today. We apologize for any inconvenience this may have caused.

BSP joins the country in celebrating the 2025 CCW from 24 to 30 April 2025. With the theme “Smart borrowing culture for a better future,” highlighting the importance of borrowing wisely and responsibly to meet both immediate financial needs and long-term financial aspirations.

No need for tickets - simply tap your BDO Mastercard on the BGC bus fare validator and ride instantly.

Effective 15 March 2025, the Maximum Deposit Insurance Coverage provided by the Philippine Deposit Insurance Corporation (PDIC) is increased to One Million Pesos (₱1,000,000.00) per depositor, per bank.

Manage your accounts and view your transactions with a new look and smoother experience.

The BSP is proud to present the First Philippine Polymer (FPP) Banknote Series. Available in four denominations, the FPP Banknote Series showcases smarter, cleaner, and stronger features than their paper counterpart.

Starting April 1, 2025, the following fees will apply:

Balance inquiry: ₱2.00

Withdrawal: ₱18.00

The old Digital Banking app will no longer be available for Huawei users. Download the BDO Online app to avoid any inconvenience.

BDO Unibank joins the Bangko Sentral ng Pilipinas (BSP) in celebrating National Banking Week, January 1-7, 2025.

#NationalBankingWeek2025 #NBW2025

View the status and availability of the BDO digital apps.

Effective February 1, 2025, there will be changes on the BDO Debit Card Terms & Conditions.

Starting October 1, 2024, BDO SME Loan will soon be referred to as BDO Multipurpose Loan.​

Effective July 5, 2024, Cash Advance Fee will be reduced to US$3.30 applicable to Dollar Change Cards and Cards with Dual Currency Feature.

PCHC's new check design will be implemented on May 1, 2024. When using the new checkbook, please follow the new and correct format.

Bangko Sentral ng Pilipinas (BSP) assures us new 1000-peso polymer bill is still perfectly valid for transactions even when folded. 

Starting August 1, 2024, BDO's new 24/7 hotline will be (+632) 8888-0000.

BDO will never send a link to reactivate your account. Protect yourself from scammers and do not click links from unknown senders.

Click 'Learn More' to view our updated Terms and Conditions. Effective March 23, 2024.

The new BDO Online app doesn't require OTPs - you just need to set up a 6-digit PIN or use biometrics, and you're all set. 

Starting March 1, 2024, international over-the-counter withdrawals using BDO Debit Cards will be discontinued.

You may still withdraw funds from any ATM abroad accepting Visa or Mastercard. 

Help us serve you better by answering a two-minute survey. Any information provided will be treated with confidentiality.

Starting May 5, 2023, phone banking services requiring a telephone PIN (TPIN) via the BDO hotline will no longer be available.

Effective March 12, 2023, a 3% monthly interest rate will apply to unpaid outstanding credit card balance.

We have made changes to the BDO Online Banking Terms & Conditions which will be effective January 31, 2023.

An easier way to track and manage your Auto, Home, or SME Loan is now available.

Starting August 15, 2024, BDO Customer Care's Facebook Messenger service will be unavailable. But, don't worry! We are simply migrating to BDO Unibank's Messenger for your questions and concerns.

Change in Benchmark of BDO Money Market Funds.

Changes to the Plan Rules of BDO Dollar Bond Fund (formerly BDO Medium Term Dollar Bond Fund).

Change in Fund Name of BDO Sustainable Dividend Fund to BDO Dividend Fund.

Changes to the Plan Rules of BDO Medium Term Dollar Bond Fund.

Reclassification of BDO Equity Funds as Funds suitable for clients with at least Balanced Risk Profile.