Effective January 1, 2026, there will be changes to BDO Credit Cards’ Installment Fees:

Installment Availment Fee

• Cash Installment
  P350 for every approved Cash Installment transaction
  
  
• Balance Transfer
  P350 for every approved Balance Transfer transaction
  
  
• Balance Convert
  P350 for every approved Balance Convert Peso transaction
  US$10 for every approved Balance Convert Dollar transaction
  
  
• Purchase Convert
  P100 for every approved Purchase Convert Peso transaction for amounts up to P20,000, and P200 for amounts above P20,000
  US$5 for every approved Purchase Convert Dollar transaction
  

Installment Processing Fee

• Buy Now Pay Later, Cash Installment, Balance Transfer, Balance Convert and Purchase Convert
  5% of the total remaining balance or P500 for PHP-denominated transactions, USD10 for USD-denominated transactions, whichever is higher.