List of valid IDs for account opening

Philippine Government-issued IDs:

  • Passport
  • Unified Multi-purpose ID (UMID)
  • Driver's License issued by the Land Transportation Office (LTO)
  • Government Service and Insurance System (GSIS) e-Card
  • Tax Identification Number (TIN) ID
  • Philippine Identification System (PhilSys) ID
  • New Social Security System (SSS) ID
  • PhilHealth Card
  • Senior Citizen ID
  • Voter's ID
  • Philippine Postal ID
  • Professional Regulations Commission (PRC) ID

Private and Foreign Government-issued IDs: 

  • School ID (for minors)
  • Company ID
  • Integrated Bar of the Philippines (IBP) ID
  • Foreign Passport (provide English translation and address in the Philippines)

Product details


1 valid ID

Minimum Initial Deposit


Minimum MADB Requirement


Minimum Balance to Earn Interest


Gross Interest Rate Per Annum


Fees and charges

Account Closure within 30 days


Below Minimum Balance


Withholding Tax for Interest Earned


BDO Kabayan Savings is processed and opened only in the Philippines. Passbook and ATM debit card are distributed only in the Philippines. Deposits are insured by PDIC up to ₱500,000 per depositor.