Trust, Investment Management and other Fiduciary Accounts, including Unit Investment Trust Funds (UITFs) (collectively the “Accounts”), are not deposit accounts but are products of trust entities. They are not obligations of, nor guaranteed, nor insured by BDO or its affiliates and subsidiaries, and are not insured by nor governed by the Philippine Deposit Insurance Corporation (PDIC). Due to the nature of the investments under these Accounts, the returns/yields cannot be guaranteed.  Any income or loss arising from market fluctuations and price volatility of the securities under these Accounts, including government securities, is for the account of the investor. Investors must make their own risk assessment, and when necessary, seek an independent/professional opinion before making an investment. BDO is not liable for losses unless there is fraud, willful default, bad faith or gross negligence on its part. For UITFs, the units of participation in the funds, when redeemed, may be worth more or worth less than the initial investment of the investor. Historical performance, when presented, is purely for reference purposes and not a guarantee of similar future results. Investors must read the complete details of the UITFs in its Plan Rules.  For more information, visit our website at www.bdo.com.ph/trust.

BDO Unibank is regulated by the Bangko Sentral ng Pilipinas <https://www.bsp.gov.ph>.

For assistance/concerns, you may email us directly at trustcustomercare@bdo.com.ph. You may also reach us through any of the channels listed in the Consumer Assistance page of our website <https://www.bdo.com.ph/consumer-assistance>.

The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc.