Benefits to clients
Tailor fit your investments depending on your objectives and risk appetite.
Consolidation of Assets and Transparency
Just a single account already allows you to invest in various types of securities. Review your investments anytime by viewing it online and through your regular statement of account.
Choose from available securities that will allow you to take advantage of growth opportunities available in global markets.
US Dollars ($)
Term of Investment/s
Based on term of the investment outlet/underlying security
0.25% p.a. (based on grossinterest rate)
Filipino citizens and resident aliens of the Philippines
Prevailing market rate of available investment outlet
In accordance with the provisions of Republic Act No. 10963, otherwise known as the Tax Reform for Acceleration and Inclusion (TRAIN) Act, effective 1 January 2018, interest income from foreign currency-denominated time deposits are subject to a final tax rate of 15%of such interest income.
Dollar-denominated government securities, deposits and other fixed income instruments approved by the BSP and the BDO Trust Committee for investment management arrangements
Withdrawal of Principal
On a per Disclosure Statement basis, subject to prevailing market prices
- Account Opening Kit
- Customer Account Record – Trust
- Investor Profile Questionnaire (IPQ)
- Client Investment Suitability (CIS)
- Risk Disclosure Statement (RDS)
- Signature Card
- Dollar Investment Management Agreement
- Investment Instruction Letter
- Supplemental Agreement (if any)
- Standard account opening requirements and procedures
- Photocopy of 2 valid IDs
- 2 Sets of Signature cards
- or foreign investors: Special Philippine Residency VISA/IDs
Trust, Investment Management, Agency and Fiduciary accounts are not deposit accounts but are products of trust entities. In agreeing to invest in said products, an investor is making an investment and not a deposit and such investment is therefore not insured nor governed by the Philippine Deposit Insurance Corporation (PDIC). BDO’s Trust, Investment Management, Agency and Fiduciary accounts are also not guaranteed nor insured by BDO Unibank, Inc., its affiliates or subsidiaries. Any income/loss in such investments are for the account of the investor. BDO-Trust is not liable for losses unless there is wilful default, bad faith or gross negligence on its part.
BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).
For inquiries or concerns, please call BDO Contact Center at (02) 8631-8000 or email firstname.lastname@example.org for trust and investment products or services.
The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc.
Subject to the exemptions under BSP regulations, the PRINCIPAL shall be entitled to a period of two (2) banking days from the date of the signing of the Trust Agreement within which to terminate the same without penalty, if applicable, subject, however, to the PRINCIPAL’s payment of all costs and expenses arising from such termination and the consequent pre-termination, unwinding or sale of the underlying investment/s of the account. All losses arising from the termination shall likewise be for the account of the PRINCIPAL. If the PRINCIPAL wishes to exercise his/its rights under this provision, the PRINCIPAL should immediately call/send an email to/visit his/its assigned Trust Marketing Officer/Account Officer.
Effective January 1, 2018, we have adopted the provisions of Philippine Financial Reporting Standards 9 (PFRS 9) on the classification and measurement, impairment, and accounting for hedges (as applicable) for managed funds and portfolios as required of all BSP-supervised financial institutions.
BDO Towers Valero
8741 Paseo De Roxas Makati City 1226 Philippines
BDO Trust and Investments Group
- Press 1 - BDO Philippine Customers
- Press 6 - Other BDO Products and Services
- Press 4 - Trust Products and Services
Available weekdays from 8:30am to 5:30pm except holidays
This channel is dedicated to handling inquiries and concerns related to the following:
- Unit Investment Trust Funds (UITFs)
- Easy Investment Plan (EIP)
- Personal Equity and Retirement Account (PERA)
- Investment Management/Trust Accounts (IMA/TA)
- Trust Invest Online