Promo Mechanics:

1. The BDO Deals On Wheels (“Promotion”) applies to all brand new car buyers who apply online for a BDO Auto Loan from March 15 to April 30, 2026 (“Promo Period”) through www.bdo.com.ph/dealsonwheels. The offer is also available at any BDO Branch nationwide.
2. The Auto Loan application must be approved and booked no later than June 15, 2026 (“Promo Availment Period”) for the client to enjoy the following offers:
   • Rebate of up to P30,000
   • Low interest rate
   • Free First Year Motor Insurance
   • Freebies worth P10,000 (for vehicles sourced from participating dealers )

   Note: All applications availing of All-In Financing (a financing option inclusive of loan-related fees) are not eligible for low interest rate and rebate offers.

3. To qualify for the Promotion, the following conditions must be met:
   • The BDO Auto Loan application is for a brand new car and for private use only
   • Minimum loan term: 36 months
   • Minimum loan amount: P600,000

Rebate

4. Qualified clients may receive a rebate on loan-related fees based on the approved loan amount.

5. Qualified clients must first pay their loan-related fees at any BDO Branch.
6. The rebate amount will be credited to the client’s nominated BDO Savings or Checking Account.

Low Rates and Fast Loan Processing

7. Clients will be offered an interest rate lower than the published BDO Auto Loan rate, as advised by a Sales Account Officer.
8. Clients may receive conditional approval in as fast as one (1) banking day.

Free First Year Motor Insurance

9. Applications received during the Promo Period are eligible for Free First Year Motor Insurance except for motorcycle units and Electric and Hybrid Vehicle models.
10. Qualified clients must renew insurance coverage through BDO Insurance & Reinsurance Brokers, Inc. (BDOI) for the entire loan term.
11. Clients must agree to pay succeeding annual insurance premiums via Automatic Debit Arrangement or auto-charge to a BDO Credit Card.

Freebies (from Participating Dealers)

12. Participating dealers will provide freebies worth P10,000 to qualified clients.
13. Freebies may be in the form of:
    • Preventive Maintenance Service (PMS)
      • P10,000 PMS value applied during PMS visits
      • Valid on 2nd and 3rd visits or within three (3) years
      • Not applicable to Electric and Hybrid vehicles
    • Automotive Accessories
    • Or a combination of both

General

14. All applications are subject to standard BDO credit evaluation and approval.
15. The Promotion cannot be combined with other BDO Auto Loan promotions or offers.
16. In case of dispute, BDO’s decision shall be final, subject to DTI concurrence.
17. These Terms and Conditions are subject to applicable laws and regulations. The Promotion is void where prohibited or restricted by law.