Business Online Banking

Support daily cash management with the trusted platfrom.

We are migrating select customers to our new platform. Our Client Services Officer will notify and assist you when you're ready to be switched.

View and manage your business accounts in a secure, easy-to-use platform.

On the go? Download the BDO Business Online app.

Business Online Banking is your partner in handling day to day cash management needs

Multiple authentication and strong encryption

Available 24/7

One-time set up for recurring transactions

User-friendly interface

Based on extensive experience in helping businesses

Multi-channel connections via API, Host to Host, web, and mobile

Benefits

Secure

Transactions and information are safe and protected.

Reliable

Complete tasks anytime, anywhere.

Efficient

Process more transactions in less time.

Simple

Easy navigation and utilization.

Interoperable

Seamless exchange of information.

Cash Management Transaction Fees

Transaction	Platform	Limit	Transaction Fee	Availability of Funds
Send Money to Other Banks and Wallets via InstaPay	BDO Business Online Banking	Transaction limit: ₱ 50,000	₱ 25	Real-time credit
Send Money to Other Banks and Wallets via PESONet	BDO Business Online Banking	No limit	₱ 50	Transactions made on or before 3:00 PM on a banking day are processed the same day. Transactions made after 3:00 PM, or on weekends and holidays, are processed on the next banking day.
Send Money to Other Local Banks via RTGS	BDO Business Online Banking	No limit	₱ 500	Transactions made on or before 2:00 PM on a banking day are processed the same day. Transactions made after 2:00 PM, or on weekends and holidays, are processed on the next banking day.
Send Money to Other Local Banks via PDDTS	BDO Business Online Banking	No limit	USD 10	Transactions made on or before 12NN on a banking day are processed the same day. Transactions made after 12NN, or on weekends and holidays, are processed on the next banking day.
Send Money to Foreign Banks via SWIFT/FXTT	BDO Business Online Banking	No limit	USD 10-35	Transactions made on or before 12NN on a banking day are processed the same day. Transactions made after 12NN, or on weekends and holidays, are processed on the next banking day.

Business Online Banking: PESONet & InstaPay Fee Collection and Returns

Scenario	Handling of Fees
Successful Transactions	Subject to Fees
Rejected Transactions	Subject to Fees if error is caused by sender or if the beneficiary account has restrictions (ex. Dormant, Closed, With Restrictions)
Erroneous Transactions	Subject to Fees if error is caused by the sender
Time-Out and Unauthorized Transactions	Subject to Fees based on investigation results
Multiple Debit Transactions	Only one valid transaction is subject to fees

Talk to us about your cash management needs.

Share your details and our Cash Management Specialist will reach out to you.

View and manage your accounts in an all-new interface

Have secure and convenient banking 24/7

Approve business transactions anytime, anywhere

For a smoother and more convenient experience on your mobile device, download the BDO Business Online app today!

Deposits are insured by PDIC
up to P1 Million per depositor.

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