BDO Kabayan Savings

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BDO Kabayan Savings Account is the start of a lasting relationship between BDO Remit and Filipinos migrants and families.  Overseas Filipinos and their beneficiaries may open a BDO Kabayan Savings Account at any BDO Unibank branch in the Philippines.

  •  Only PHP100 (for PHP account) or US$100  (for USD account) initial deposit
  •  One (1) valid ID
  •  1X1 photo
  •  With passbook and ATM debit card
  •  Zero maintaining balance with at least one (1) remittance each year*
  •  Remitters may qualify for free life and accident insurance.  Click here to register.
  •  Earn BDO Rewards points too from your savings and remittances! Know more.

Seafarers employed by POEA-accredited shipping companies may open a BDO Kabayan Shipping Dollar Account where they can directly credit their allotment. Only $10 initial deposit, one (1) valid ID with picture, one (1) 1x1 ID picture and a valid seaman’s book are needed to open an account.

*Remit at least once a year to keep the zero maintaining balance feature of the account.  
If there's no remittance within a period of one (1) year, your BDO Kabayan Savings Account will be converted to a regular account with a maintaining balance of PHP10,000.

Your BDO Kabayan Savings Account  is your key to a better future as you start your life aboard. 

By having an account, you build credit history with the bank, making it easier for you to apply for a car, home, or business loan in the Philippines:


Also available:


BDO Kabayan Savings Account holders can conveniently pay for their loans and insurance through an auto-debit arrangement (ADA).