Dollar Time Deposit
Step up toward your financial freedom.
BDO US Dollar Time Deposit is one way to put your hard-earned dollars into action while giving you financial edge. With it, you’ll get higher interest rate returns paid at a specified future date on short term investments.
| FEATURES | ||||
|---|---|---|---|---|
| Minimum Initial Placement | USD 1,000.00 | |||
| Terms of Placement | 30, 60, 90, 180, 360 Days | |||
| Proof of Ownership | Certificate of Dollar Time Deposit | |||
| Interest rate per annum | See interest rate table below | |||
|
Range |
30 Days |
60 Days |
90 Days |
180 Days |
360 Days |
|
USD 1,000 to below USD 10,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 10,000 to below USD 50,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 50,000 to below USD 100,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 100,000 to below USD 500,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 500,000 to USD 10,000,000 |
0.10% |
0.10% |
0.10% |
0.15% |
0.15% |
| Above USD 10,000,000 | 0.10% | 0.10% | 0.10% | 0.15% | 0.15% |
NOTE: Interest rates are INDICATIVE and are subject to change without notice. Please confirm with branch upon making placements.
| SERVICE FEES & CHARGES | ||||
|---|---|---|---|---|
| Withholding tax on interest earned | 15% | |||
| Subject to pretermination penalty | ||||
BDO EMV Debit Card
The BDO EMV Debit Card is the perfect banking companion wherever you go.
Opening a BDO Account is easy!
| Accepted IDs* | |
|
• Passport (in case of foreign passport, must have English characters/translations and the holder must have a residence address in the Philippines) • Philippine Postal ID • Tax Identification Number ID • New Social Security System (SSS) ID • Government Service and Insurance System (GSIS) e-Card • PhilHealth Card |
• Driver's License issued by the Land Transportation Office (LTO) • Senior Citizen ID • Voter's ID • Integrated Bar of the Philippines (IBP) ID • School ID (for minors) • Professional Regulations Commission (PRC) ID
|
*IDs must be original and within their period of validity
Click here to know about Terms and Conditions Governing Deposit Accounts.
In adherence to the requirements of the Anti Money Laundering Council, BDO reserves the right to require the submission of additional document/s it may deem necessary.
Deposits are insured by PDIC up to P500,000 per depositor.