Promo Mechanics:

1. The BDO Deals On Wheels (“Promotion”) is open to all brand new car buyers who apply for a BDO Auto Loan from August 1 to September 15, 2026 (“Promo Period”) either online via www.bdo.com.ph/delasonwheels or at any BDO branch nationwide. 
   
   
2. To qualify for the offer, the Auto Loan application must be approved and booked on or before November 15, 2026 (“Promo Availment Period”). Qualified clients may enjoy the following offers:
   • Waived fee of up to P30,000
   • Low interest rate
   • Free First Year Motor Insurance
   • Freebies worth P10,000 (for vehicles sourced from participating dealers)

   Note: Applications under All-In Financing (loan package inclusive of loan-related fees) are not eligible for the low interest rate and waived fee offers.

3. To qualify for the Promotion, the following must be met:
   • The BDO Auto Loan application is for a brand new car and for private use only
   • Loan Term should at least be 36 months
   • Loan Amount is at least P600,000

Waived Fee

4. Qualified clients may receive waiver of loan-related fees based on the approved loan amount.

5. The applicable waived fees shall be deducted from the loan related fees payable by the client upon loan availment.

Low Rates and Fast Loan Processing

6. Clients will be offered an interest rate lower than the published BDO Auto Loan rate, as advised by a Sales Account Officer.
7. Conditional approval may be released in as fast as one (1) banking day.

Free First Year Motor Insurance

8. Applications received during the Promo Period are eligible for Free First Year Motor Insurance except for motorcycle units and Electric and Hybrid Vehicle models.
9. Clients must renew insurance coverage through BDO Insurance & Reinsurance Brokers, Inc. (BDO Insure) for the entire loan term as a condition for the availment of the free first year premium.
10. Succeeding annual insurance premiums must be paid via Automatic Debit Arrangement or auto charge to a BDO Credit Card.

Freebies (from Participating Dealers)

11. Qualified clients who purchase their vehicle from participating dealers may receive freebies worth up to P10,000, as determined by the participating dealer. These may be in the form of Preventive Maintenance Service (PMS), OR Automotive Accessories, OR a combination of both.
    • The specific freebie and its terms are set by the participating dealer and are not interchangeable or convertible to cash. 
    • The PMS benefit, if applicable, may be used as a deduction from the client’s bill during PMS visits at the dealer   where the vehicle was purchased, valid during the 2nd and 3rd visits or within three (3) years from issuance. 
      
      Not applicable to Electric and Hybrid vehicle models.

General Conditions

12. All applications are subject to standard BDO credit evaluation and approval, and submission of complete required documents.
13. The Promotion cannot be combined with other BDO Auto Loan promotions or offers.
14. In case of dispute, BDO’s decision shall be final, subject to DTI concurrence.
15. These Terms and Conditions are subject to applicable laws and government regulations. The Promotion is void where prohibited or restricted by law.

Per DTI Fair Trade Permit No. FTEB-262371 Series of 2026.