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Find the right BDO product for you

Open an account, apply for a BDO Credit Card or a BDO Loan today.

Discover the right account for you

Open an account anytime, anywhere.

Get more with
BDO Credit Cards!

Exclusive deals and privileges await. Apply for a BDO Credit Card today!

Bring your plans to life with BDO Loans

Enjoy low interest rates and choose the financing option that suits your needs. Apply now!

BDO Pay

Choose to pay with your BDO Credit Card, Debit Card, or Bank Account with the BDO Pay app.

Explore Accounts

Passbook Savings

Enjoy the benefits of an interest-earning account and easily keep track of your savings with a passbook.

ATM Savings

Comes with a BDO Debit Card that lets you withdraw cash from ATMs, enjoy cashless transactions, or transfer funds online.

Kabayan Peso Savings

Receive and save money from abroad through our remittance and savings account that comes with an ATM debit card and passbook. Open now for as low as ₱100 initial deposit.

Optimum Savings

Whether you’re saving up for a house, a car, or your future, this account with tiered interest rates will help you reach your goals as fast as possible.

Junior Savers

Take one step closer to a brighter future by teaching your child the value of saving with their very own account. When we save, their future is safe.

Prime Savers

Enjoy your dream retirement lifestyle while keeping your money safe and growing.

US Dollar Savings

A convenient way to save and enjoy your hard-earned dollars.

Kabayan Dollar Savings

Receive and save money from abroad through our remittance and savings account that comes with an international ATM debit card and passbook. Open now for as low as $100 initial deposit.

Prime Savers Dollar

Make the most out of your retirement when you keep your money safe and growing.

Deposits are insured by PDIC up to P500,000 per depositor.

Peso Checking

Conveniently manage your bills and other payments with a Peso Checking Account. Available for existing BDO depositors only.

Smart Checking - Passbook

Get the benefits of a checking account with a passbook that allows your funds to earn interest. Available for existing BDO depositors only.

Smart Checking - E-Statement

Get the benefits of a checking account with e-statement that allows your funds to earn interest. Available for existing BDO depositors only.

Learn more about opening an account online here.

Explore Credit Cards

Mastercard

BDO Mastercard makes every moment special, anywhere in the world.

Visa

Get the confidence of worldwide recognition and enjoy convenience and reliability with every purchase.

American Express®

Experience world-class privileges with American Express Cards.

JCB

Experience convenience and reliable credit card services with JCB Credit Cards.

UnionPay

The most preferred and widely accepted credit card in China and in key cities in Asia.

Diners Club

Earn Travel Miles and exchange them for trips here and abroad.

More Cards to Choose From

Discover other privileges with your BDO Credit Card!

Explore Loans

Auto Loan

Your new CAR, with the right LOAN.

For existing applications, continue your Auto Loan application here.

Home Loan

Your new HOME, with the right LOAN.

For existing applications, continue your Home Loan application here.

Multipurpose Loan

Carry on with your plans, get funds for your business needs.

For existing applications, continue your Multipurpose Loan application here.

Personal Loan

Stop worrying and bring your plans to life.

Explore BDO Pay Products

Basic Account

An easy-to-open account that requires no initial deposit and maintaining balance.

BDO Pay Card

Already have a Basic Account? Get a BDO Pay Card at any branch.

BDO Pay App

Choose to pay with your linked BDO accounts or cards using the BDO Pay app.