Online Banking

Get started in 3 easy steps:

    1. Click Enroll Now.
    2. Activate via any BDO ATM.
    3. Enjoy quick access to your account.



Contact Us

Enroll Now



How to sign up for BDO Digital Banking



Man doing banking through a phone call
  • How to View Balance
  • How to View Transactions
  • How to Lock/Unlock BDO Card





Woman doing transaction on her laptop
  • How to Reset Password or User ID
  • How to Enroll a New ATM Card
  • How to Update Mobile Number and Email Address





Woman doing online banking through his mobile
  • How to Send Money to Any BDO Account
  • How to Send Money to Pre-enrolled BDO Account
  • How to Send Money to Another Local Bank



Man doing banking through a phone call
  • How to Enroll a Biller
  • How to Pay a Biller
  • How to Enroll and Pay a Meralco Bill





Woman withdrawing cash from BDO ATM Machine
  • How to Send Money via Cash Pick-Up Anywhere
  • How to Send Money via Cash Pick-Up at Cebuana Lhuillier
  • How to Send Money via Cash Pick-Up at M. Lhuillier
  • How to View Reference Number on Digital Banking App
  • Frequently Asked Questions




Available 24/7. No more long lines. It is like having a BDO branch in your own device!


Secure. With a One-Time Password (OTP) for login and select financial transactions.


Fast, safe and easy transactions:

Click here to watch our detailed Step-by-Step How-to Videos to Sign Up, Send Money, Pay Bills and more via BDO Online Banking.
Account balances viewed on a computer

Check Account Balances
Manage your deposit, credit card, cash card,
loan and trust account balances.

A compilation of transactions completed

View Transactions
See your 90-day transaction history.

Hand holding some bills Pay Bills
Pay your loans, utility, and credit card bills.
Over 300 billers are available online.
A hand sending  money

Send Money
Send funds to a BDO account, non-BDO account,
to another local bank or to a bank account abroad.

Transaction documents viewed on a computer Get Electronic Statements
Enjoy 24/7 access to your credit card and Checking Account statements using your laptop, tablet, or smartphone.
Compilation of issues Checks

See Images of Issued Checks
Receive and save your paperless statements with copies of your issued checks -on time, free of charge!




Take BDO wherever you go.

Enjoy hassle-free banking with the BDO Digital Banking app. You can monitor your deposit accounts, credit card, and loans, pay your utility (electric, water, cable, postpaid phone, etc.) bills and other frequently paid services, transfer funds, reload your prepaid mobile, locate the nearest BDO branch or ATM, and a lot more while you are on the go. It's like having your own BDO branch on your gadgets.

If you are already enrolled in BDO Online Banking, simply install the app on your iOS (iPhone®, iPad®, iPod Touch®) or Android smartphones. Search for "BDO Digital Banking" from the App Store or Google Play and make sure that the name appearing under the app thumbnail is BDO Unibank, Inc.


Enjoy easy and secure access to the following transactions and services:

Account balances viewed on a computer

Quick Balance.

Instantly see your account balance for Savings, Current, Credit Card, Cash Card, and Time Deposit accounts.

A hand sending  money Send Money. Fund Transfer to your own account or another person's BDO account.
Hand holding some bills Pay Bills. Electric, water, phone, and credit card bills, loan amortizations, and a lot more.
A compilation of transactions completed View your transactions for the last three months.
A symbol of entering the correct password Password Change
A symbol of showing a loading transaction on a mobile phone Prepaid Mobile Reload for Globe, Touch Mobile, SMART Buddy, Talk & Text and Sun
A sale tag Promo Updates
A symbol showing an exact location in a map Branch and ATM Locator


Watch how to access Quick Balance


















Deposits are insured by PDIC up to P500,000 per depositor.


Read Terms and Conditions here

BDO Online Banking website and BDO Digital Banking app

BDO Fingerprint and Face Authentication