Get to know all the BDO apps here


Send Money to Any BDO Account

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Send Money to Any BDO Account                                
Daily transaction limit: ₱200,000

Minimum transaction amount: ₱1                       
Free Real-time credit
           
Daily transaction limit: ₱50,000

Minimum transaction amount: ₱100                       
Free Real-time credit

 


Send Money to Other Banks and Wallets via InstaPay

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Send Money to Other Banks and Wallets via InstaPay                                
Daily transaction limit: ₱50,000

Minimum transaction amount: ₱100                    
₱10 Real-time credit
           
Daily transaction limit: ₱50,000

Minimum transaction amount: ₱100                  
₱25 Real-time credit

REMINDER: Transaction limit includes InstaPay fees. The ₱50,000 limit is part of the total ₱100,000 limit shared with two other services: Withdraw via QR and Scan to Pay.


Send Money for Cash Pick-up at Any BDO Branch/Partner

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Send Money for Cash Pick-up at Any BDO Branch/Partner:

• BDO Remit Counters in SM Malls 
• BDO Network Bank
• SM Hypermart
• SM Savemore
• SM Supermarket
• Palawan Pawnshop
• RD Pawnshop
• Villarica Pawnshop
• Cebuana Lhuillier
• M. Lhuillier Kwarta Padala    
Daily transaction limit: ₱50,000

Minimum transaction amount: ₱100                    
₱100
(Except for M. Lhuillier Kwarta Padala - ₱150)
Within 24 hours on banking days

REMINDER: Only Palawan Pawnshop is a BDO Cash Pick-up partner. Palawan Express Padala Outlet or Agent is different from Palawan Pawnshop and is NOT a BDO Cash Pick-up location.
*Transaction fee will not be refunded if customer requests to cancel.

 


Send Money to Own BDO Account (USD to PHP)

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Send Money to Own BDO Account (USD to PHP)    Daily transaction limit: USD 5,000

Minimum transaction amount: USD 1   
USD 1
Real-time credit

REMINDER: Exchange rate will be the published rate in the BDO website (Real-time conversion). Click here to view Foreign Exchange.


Send Money to Enrolled 3rd Party (Same Currency)

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Send Money to Enrolled 3rd Party (Same Currency)    Daily transaction limit:
• PHP to PHP 1,000,000
• USD to USD 20,000
• AUD to AUD 28,000
• CAD to CAD 28,000
• CNY to CNY 140,000
• EUR to EUR 18,000
• GBP to GBP 16,000
• HKD to HKD 160,000
• SGD to SGD 28,000

Minimum transaction amount: ₱0.01
Free
Real-time credit


Send Money via Wire Transfer

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Send Money from a USD account to any currency    Up to available balance Wire transfer fee:
USD 10

Additional charge
(If On-Us): USD 25
3-5 days processing with 11 AM cut-off until further notice.

REMINDER: Beneficiary Bank Charges - Depending on the beneficiary bank involved in the transfer, they may or may not charge their own fees.*

Intermediary Bank Charges - If the transaction will be routed through a correspondent bank, intermediary bank charges may also be applied. This is shouldered by the beneficiary customer/recipient of funds where the charge will be deducted by the correspondent/settlement/beneficiary bank from the total amount that the recipient of funds will receive.

* These are the fees of the intermediary/beneficiary bank and not of BDO.

*Fees of the correspondent/intermediary/beneficiary may change without prior notice. 


Pay Bills

Transaction
Platform
Limit
Transaction Fee
Payment Posting Date
Pay Bills                                
Daily transaction limit: Varies per biller

Minimum transaction amount: ₱1
Free Refer to reminders below
           
Daily transaction limit: Varies per biller

Minimum transaction amount: ₱1
Free Refer to reminders below

REMINDER: Successful payments are immediately deducted from account, but posting date of payment varies according to the merchant biller with 10pm cut-off for same-day Pay Bills settlement. Transactions done after the cut-off are considered next banking day transactions.


Buy Load

Transaction
Platform
Limit
Transaction Fee
Load Crediting
Buy Load for any network                                
Daily transaction limit: ₱2,000

Minimum transaction amount: Varies per network provider (with pre-defined list of denomination)
Free Real-time credit
           
Daily transaction limit: ₱2,000

Minimum transaction amount: Varies per network provider (with pre-defined list of denomination)
Free Real-time credit


Withdraw Money via QR Code

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Withdraw Money from QR-enabled BDO ATMs Daily transaction limit: ₱10,000

Minimum transaction amount: ₱200

Maximum transaction amount: ₱10,000
(Amount must be in multiples of 100)
Free Real-time debit from every successful withdrawal
           
Daily transaction limit: ₱50,000

Minimum transaction amount: ₱200

Maximum transaction amount: ₱10,000
(Amount must be in multiples of 100)                  
Free Real-time debit from every successful withdrawal

REMINDER: The ₱10,000 limit is part of the total ₱100,000 limit shared with two other services: Send Money to Other Banks and Wallets via Instapay and Scan to Pay. Transaction limit also includes all generated QR codes, used or unused. 


Scan to Pay

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Scan to Pay Daily transaction limit: ₱10,000

Minimum transaction amount: ₱1
Free
Real-time debit from every successful payment

REMINDER: The daily transaction limit is shared by all linked accounts.

Allowed source account to use for payment:
BDO-issued QR Ph code: Checking, Savings and Pay Account, Credit Card
Other merchant's QR Ph code: Checking, Savings and Pay Account


Deposit Money via QR Code

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Deposit Money via QR-enabled BDO Universal Teller Machines (UTMs)    Minimum Transaction Amount: ₱100

Maximum Transaction Amount: ₱200,000

Maximum number of bills: 200 pieces

QR Validity: 24 hours
Free
Real-time credit to account with every successful deposit

REMINDER: BDO Universal Teller Machines do not accept ₱20 and ₱50 bills and coins.