Send Money to Any BDO Account

Transaction	Platform	Limit	Transaction Fee	Availability of Funds
Send Money to Any BDO Account		Shared daily transaction limit: ₱500,000 Minimum transaction amount: ₱1	Free	Real-time credit
Send Money to Any BDO Account (Same Foreign Currency)		Shared daily transaction limit: • USD to USD 4,000 • AUD to AUD 6,000 • CAD to CAD 5,000 • CNY to CNY 28,000 • EUR to EUR 4,000 • GBP to GBP 3,000 • HKD to HKD 28,000 • JPY to JPY 565,000 • SGD to SGD 5,000 • BND to BND 6,000 • KRW to KRW 5,306,000 Minimum transaction amount: [Currency]1	Free	Real-time credit

REMINDER: Exchange rate will be the published rate in the BDO website (Real-time conversion). View Foreign Exchange here.

Send Money to Other Local Banks and Wallets via PESONet

Transaction	Platform	Limit	Transaction Fee	Availability of Funds
Send Money to Other Local Banks and Wallets via PESONet		Shared daily transaction limit: PHP 500,000 Minimum transaction amount: PHP 100	PHP 50	Transactions made on or before 3:00 PM will be processed within the day, while transactions made after 3:00 PM, on weekends, and holidays will be processed on the next banking day.

Send Money via Wire Transfer

Transaction	Platform	Limit	Transaction Fee	Availability of Funds
Send Money from a USD account		Up to available balance	Wire transfer fee: USD 10 Additional charge (If On-Us): USD 25	3-5 days processing with 11 AM cut-off until further notice.

REMINDER: Beneficiary Bank Charges - Depending on the beneficiary bank involved in the transfer, they may or may not charge their own fees.*

Intermediary Bank Charges - If the transaction will be routed through a correspondent bank, intermediary bank charges may also be applied. This is shouldered by the beneficiary customer/recipient of funds where the charge will be deducted by the correspondent/settlement/beneficiary bank from the total amount that the recipient of funds will receive.

* These are the fees of the intermediary/beneficiary bank and not of BDO.

*Fees of the correspondent/intermediary/beneficiary may change without prior notice. 

Pay Bills

Transaction	Platform	Limit	Transaction Fee	Payment Posting Date
Pay Bills		Daily transaction limit: Varies per biller Minimum transaction amount: Varies per biller	Free	Refer to reminders below

Withdraw Money via QR Code

Transaction	Platform	Limit	Transaction Fee	Availability of Funds
Withdraw Money from QR-enabled BDO ATMs		Daily transaction limit: ₱50,000 Minimum transaction amount: ₱200 Maximum transaction amount: ₱50,000 (Amount must be in multiples of 100)	Free	Real-time debit from every successful withdrawal

REMINDER: The ₱50,000 limit is part of the total ₱100,000 limit shared with two other services: Send Money to Other Banks and Wallets via Instapay and Scan to Pay. Transaction limit also includes all generated QR codes, used or unused.