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Exclusive 20% Discount
Get 20% discount when you shop every Monday in any Bench/Partner Global Brand like Aldo, American Eagle Outfitters, Charles & Keith, Cotton On, Karen Millen, La Senza, Mothercare, Pedro, Vero Moda and many more every Monday for a minimum spend.
Participating BrandsMinimum Single Transaction Spend RequirementTier 1: Bench Online Store, Free State Online StoreP1,500Tier 2: Aldo Accessories, Bench, Bench Body, Bench Tofu, Call It Spring, Charles & Keith, Cotton On, Cotton On Kids, ELC, F&X, Factorie, Herbench, Human, Kashieca, La Senza, Pinoylab, Rubi, Superbench, The Face Shop & TypoP2,000Tier 3: Aldo, American Eagle, Bench Skin Expert, Cath Kidston, Mothercare, Pedro & Vero ModaP4,000Tier 4: Alberta Ferretti, Casadei, Dimensione, Dodo, Karen Millen, Patchi, Paul Smith & RepettoP10,000
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Exclusive Online Discount
Cardholders enjoy 10% discount for purchases made at the BENCH/ (www.benchtm.com/shop) & Free State (www.freestate.ph) Online Stores for a minimum spend of P1.500.
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Double Credit Card Points
Earn 2x credit card points for purchases made at any Bench/Partner Global Brand nationwide & 1 credit card point for all other purchases.*P200 = 2 points* for purchases made at any Bench/Partner Global Brand
P200 = 1 point for purchases made at Non-Bench/Non-Partner Global Brand*Only purchases made at affiliated Bench/Partner Global Brand and swiped using a BDO terminal will earn double credit card points.
See mechanics here.
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0% Installment options in 3 & 6 months terms in any Bench/Partner Global Brand
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1st Supplementary FREE for LIFE


Please check Terms and Conditions for details.
Click here to view Table of Fees and Charges and Sample Finance Charge Computation.
FREE Membership Fee for the 1st Year while your first Supplementary enjoys FREE Membership Fee for life!
Exclusive discounts & freebies from Bench/Partner Global Brands during promos.
0% installment options in 3 & 6 months terms at any Bench/Partner Global Brands (except First Aid & PCX).
• 3ina • Aldo • Aldo Accessories • American Eagle • Assembly • Bench • Bench Body • Bench Active • Bench Fix Salon • Bench Skin Expert • Bench Express • Call It Spring • Cath Kidston • Charles and Keith • Cotton On • Cotton On Kids • Dimensione • Herbench • Human • Jins • Karen Millen • Kashieca • La Senza • Maisen • Mothercare • Patchi • Paul • Paul Smith • Pedro • St. Marc’s Cafe • Studio Fix • The Face Shop • Vero Moda •
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EasyPay Installment
You can now spend for all the appliance, furniture, gadgets, jewelry or clothes you want without worry. The EasyPay Installment program allows you to purchase items on installment from over 11,000 partner stores nationwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment* for a minimum single purchase amount of P3,000**.Avail EasyPay Installment through any of the following:
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Absolutely 0% Interest*
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Easy and affordable monthly add-on interest rates
Plus, take advantage of special extended installment terms when you Buy Now Pay Later and catch exclusive discounts and latest offers during special promo dates.
* Merchants have sole discretion on the terms / items applicable for the Absolutely 0% Interest
** Minimum installment purchase amount may vary per partner merchants
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Other EasyPay Installment Options
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Balance Transfer
Transfer your other banks' credit card balances to your BDO Credit Card and save on high interest rates. -
EasyPay Cash
Reimburse your Official Receipts (ORs) back to cash worth at least P5,000 at affordable installment plans. -
EasyPay Convert - Philippine Peso
You can convert almost anything into installment using your BDO Credit Card. Simply call (02) 8631-8000 or apply online via www.bdo.com.ph/EPConvert and convert any of your PHP purchases of at least Php 3,000. -
EasyPay Convert - Unites States Dollar
Convert any of your USD single-receipt purchases worth at least USD 200 into installment using your BDO Credit Card. Simply call (02) 8631-8000 or apply online via www.bdo.com.ph/EPConvert.Note: Cash Advance, any transaction associated with Gambling, any Money Transfer or similar cash transaction, and any other BDO installment transactions like Absolutely 0% Interest, EasyPay Regular Installment, etc. are not qualified for EasyPay Convert.
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Lighter via Online Installment
EasyPay Convert any online transaction into monthly installment by calling the BDO Customer Contact Center or applying online via www.bdo.com.ph/EPConvert; further, enjoy scheduled Absolutely 0% Interest and Buy Now, Pay Later installment schemes at selected websites. -
More enjoyable via Exclusive Online Deals
Enjoy discounts, exclusive deals and freebies when you use your BDO Credit Card at partner websites.
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Auto Charge
Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember. To learn more about this facility, click here.
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BDO Branch Counters – cash or check payments are accepted at any branch
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BDO eBanking* – transact anytime, anywhere in the world, through www.bdo.com.ph
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SM Bills Payment Counters – pay for your Card through SM Bills Payment.
*Enrolment of your BDO account is required to avail of this payment facility.
Eligibility Criteria
- Must be 21 – 70 years old for principal; at least 13 years old for supplementary cardholders
- Must have at least one landline phone
- Must be a Filipino citizen or a foreigner who is a resident in the Philippines for the last 2 years
- Must be a regular employee or if self-employed, with business operating for at least 2 years
- Residence or Office Address must be within any area where a BDO branch is located
- Minimum Income Requirement: P260,000 gross annual income
Documentary Requirements
A. Applicants with Existing Credit Cards
Photocopy of the following:
- Photocopy of your latest W2 or BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR (for self employed)
- Photocopy of last two (2) month's credit card statement of account
- If TU Bureau subscriber/member, indicate first 6 and last 4 digits of credit card, credit card type and issuer and expiry date.
- Any valid, photo-bearing ID issued by an official authority shall be acceptable such as the following: Passport, Driver's License, Professional Regulations Commission (PRC) ID, Social Security System (SSS) Card with photo and scanned signature printed on the card, Voter's ID, Government Service Insurance System (GSIS) e-card, Philhealth card, Senior Citizen Card, OFW ID, Seaman's book, Company ID (Sec Registered or under BSP supervision). Should applicant not be able to submit any of the ID's above, any other valid ID issued by the Philippine Government and its instrumentalities containing the applicant's photo and signature may be submitted.
B. Non-carded Applicants
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Proof of Income
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For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
- Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
- Photocopy of latest full month payslip
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For Self-Employed (Required):
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Photocopy of Registration of Business Name:
- For Single Proprietorship issued by DTI
- For Partnership/Corporation issued by SEC
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Photocopy of latest ITR and W4 with BIT/Bank stamp
- Audited Financial Statements for the last 2 years
- Bank Statements for the last 3 months
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Photocopy of Registration of Business Name:
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For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
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Proof of Identification
(Please refer to list of government issued IDs in item no. 4, under A. For Applicants with Existing Credit Card/s)
For Foreigners
- Copy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy Official)
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Submit photocopy of ANY ONE of the following:
- Valid Passport with Resident Visa
- Work Permit and Valid Visa
- Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
- ACR or ICR or ACR-1
To apply for a BDO Bench MasterCard, call the BDO Customer Contact Center 8631-8000, Domestic Toll-Free at 1-800-10-6318000 (PLDT) or 1-800-3-6318000 (DIGITEL).
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Principal Membership Fee First Year FREEP200/Month
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Supplementary Membership Fee FREE for Life*P100/Month
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Monthly Effective Interest Rate2%