Eligibility Criteria

• Must be 21 – 70 years old for principal; at least 13 years old for supplementary cardholders
• Must have at least one landline phone
• Must be a Filipino citizen or a foreigner who is a resident in the Philippines for the last 2 years
• Must be a regular employee or if self-employed, with business operating for at least 2 years
• Residence or Office Address must be within any area where a BDO branch is located
• Minimum Income Requirement: P260,000 gross annual income

Documentary Requirements

A. Applicants with Existing Credit Cards

Photocopy of the following:

1. Photocopy of your latest W2 or BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR (for self employed)
2. Photocopy of last two (2) month's credit card statement of account
3. If TU Bureau subscriber/member, indicate first 6 and last 4 digits of credit card, credit card type and issuer and expiry date.
4. Any valid, photo-bearing ID issued by an official authority shall be acceptable such as the following: Passport, Driver's License, Professional Regulations Commission (PRC) ID, Social Security System (SSS) Card with photo and scanned signature printed on the card, Voter's ID, Government Service Insurance System (GSIS) e-card, Philhealth card, Senior Citizen Card, OFW ID, Seaman's book, Company ID (Sec Registered or under BSP supervision). Should applicant not be able to submit any of the ID's above, any other valid ID issued by the Philippine Government and its instrumentalities containing the applicant's photo and signature may be submitted.

B. Non-carded Applicants

1. Proof of Income
   1. For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
      • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
      • Photocopy of latest full month payslip
   2. For Self-Employed (Required):
      • Photocopy of Registration of Business Name:
        • For Single Proprietorship issued by DTI
        • For Partnership/Corporation issued by SEC
      • Photocopy of latest ITR and W4 with BIT/Bank stamp
        • Audited Financial Statements for the last 2 years
        • Bank Statements for the last 3 months
2. Proof of Identification
   (Please refer to list of government issued IDs in item no. 4, under A. For Applicants with Existing Credit Card/s)

For Foreigners

1. Copy of Employment Contract or Certificate of Employment
2. Letter from Embassy (if Embassy Official)
3. Submit photocopy of ANY ONE of the following:
   • Valid Passport with Resident Visa
   • Work Permit and Valid Visa
   • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
   • ACR or ICR or ACR-1

To apply for a BDO Bench MasterCard, call the BDO Customer Contact Center 8631-8000, Domestic Toll-Free at 1-800-10-6318000 (PLDT) or 1-800-3-6318000 (DIGITEL).