Earn two (2) Peso Points* for every ₱1,000 or $20 qualified spend using your BDO Visa Platinum, where one (1) Peso Point is equal to ₱1.00. You can push your Peso Points to your BDO Rewards card and shop using your points at any SM Retail Store. Or, convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping!

Check here for more details.
*Special offer valid until December 31, 2025.

The Free eCommerce Purchase Protection benefit, exclusive to BDO Visa Platinum Cardholders, covers losses of up to USD200 per claim, per year, for any of the following instances:

• Non-delivery of purchased item after 30 days of scheduled delivery
• Wrong or incomplete delivery of purchased item
• Physical damage to the delivered item

This new benefit provided by AIG Philippines Insurance, Inc. and sponsored by Visa requires no card pre-registration of your card or purchases. Simply use your BDO Visa Platinum for every purchase and remember to visit the Cardholder Insurance Portal when you need to make a claim.

For more details and to view the Terms and Conditions, please visit www.aig.com/visa/apac.

Coverage is valid until September 30, 2025. Exclusions apply.

Click here* for the Frequently Asked Questions (FAQs)

Enjoy additional savings and complimentary privileges with Visa's global partners of premier hotels, restaurants, golf clubs, and travel services.

Visa Concierge goes beyond the extra mile when it comes to ensuring your comfort. It offers 24/7 digital personal assistant and lifestyle guide, allowing you to access extraordinary experiences each and everyday through a curated range of services, amenities and exclusive privileges.

Sign up or log in to Visa Concierge website at www.concierge-asia.visa.com to enjoy personalized service on-demand right at your fingertips.

You may also call or send an email for assistance:

Toll Free Numbers: 1800 8908 6598 (Globe/ Landline)
                                  1800 1441 0081 (Smart, Sun & PLDT) 
Email Address: PHPlatinum@concierge-asia.visa.com

Read the Visa Concierge FAQs here*

Whether you're traveling for business or leisure, you get to enjoy the unique Visa Platinum recognition. Privileges include:

• Access to unique travel experiences
• Access to airport meet-and-assist
• Transfer services benefits at selected Airport Duty-Free outlets. 

Visa Access benefits are subject to change from time to time. For more information, you may log on to concierge-asia.visa.com for other details and terms and conditions.

Local transactions billed in Philippine Peso and other international transactions in currencies other than the Philippine Peso may be paid the exact amount in USD. You may also inquire for the prevailing exchange rate when you opt to pay in Philippine Peso.

To avail this feature, enroll here or text BDOCC<space>DUAL-OPT-IN<space>last 4-digits of your card/last name/first name/middle initial and send to 2256.

Example: BDOCC DUAL-OPT-IN 1234/Reyes/Juan/A

Click here for more details.

BUY NOW, PAY LATER
Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with BUY NOW, PAY LATER! Purchase items or pay for services on installment from over 25,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of ₱3,000*.

BUY NOW, PAY LATER Program is available on:

• 0% Interest**
• Easy and affordable monthly add-on rates

Plus, take advantage of BUY NOW, PAY LATER with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers. 

Visit BDO website and search for “BUY NOW, PAY LATER” for details.

* Minimum purchase amount may vary per partner merchant
** Merchants have the sole discretion on the item(s)/term(s) applicable for the 0% interest offering

Other Installment Options

• Balance Transfer
  Transfer card balances from other banks to BDO Credit Cards and pay on installment with low monthly add-on rates. To avail, call (02) 8667-1680 from 8:30am to 4:30pm on banking days. Visit BDO website and search “Balance Transfer” for details.
  
  
• Purchase Convert 
  Convert recent single-receipt purchases of at least ₱3,000 or USD200 to installment with BDO Credit Cards. To avail, call (02) 8888-0000. Visit BDO website and search “Purchase Convert” for details.
  
  
• Balance Convert 
  Convert outstanding balance of at least ₱10,000 or USD500 to installment with BDO Credit Cards. To avail, call (02) 8888-0000. Visit BDO website and search “Balance Convert” for details.
  
  
• Cash Installment 
  Convert credit limit into cash and enjoy low monthly add-on rates with BDO Credit Cards. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.

Secure via Virtual Card
Virtual Card is a credit card designed exclusively for use in the internet. To protect your regular card number and credit line, Virtual Card uses a different card number for a more secure online shopping.

Lighter via Online Installment
Experience lighter installment options for any online transaction with Purchase Convert.

Buy Now, Pay Later installment schemes are also available at selected websites at 0% interest.

24-hour Customer Service
For your Customer Service needs, just call the 24-hour BDO Customer Contact Center at 8888-0000 or 1-800-10-88880000 (Domestic Toll Free).

More enjoyable via Exclusive Online Deals
Enjoy discounts, freebies, and exclusive online deals when you use your BDO Credit Card at partner websites.

Charge on Demand
Spend your vacations and out-of-town trips without worrying about paying for your utility bills. Use BDO Credit Card’s Charge On Demand to pay your bills on a per-need basis by calling (+632) 8888-0000.

Auto Charge
Organize your bill payment schedules with BDO’s Auto Charge. With BDO Auto Charge, you can pay your bills conveniently and always on time. This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember.

Click here to learn more.