Gold Care Plan
Pre-existing medical conditions prior your policy’s effective date are not covered. Â
Coverage and Benefits
Accidental Death / Dismemberment / Disablement (AD&D)
- ₱100,000
Daily Hospital Cash Assistance Benefit:
due to Accident and Sickness
- Up to ₱2,000
max. of 30 days per accident/illness, per confinement
max. of 180 days per policy year
Additional Cash Assistance for ICU:
due to Accident and Sickness
- Up to ₱2,000
max. of 30 days per accident/illness, per confinement
max. of 180 days per policy year
Surgical Cash Benefit
- Up to ₱40,000
Coverage Period
- 1 year
Insurable Person
- 40 to 75 years old, renewable up to 80 years old, Philippine resident
Select a plan and secure your golden years
Frequently Asked Questions
This plan is designed for senior citizens that can provide them comprehensive insurance coverage in case of accidental death, total disablement and dismemberment, hospitalization and surgical procedures due to accidents and covered illnesses.
Any individual from 40 years old up to 75 years old at the time of enrollment, and it is renewable up to 80 years old.
The policy covers for 12 months from the enrollment date and is renewable yearly.
Below is the list of pre-existing conditions that are not covered in this plan. Pre-existing conditions that are not included in the list can be covered after twelve (12) months or one (1) year of continuous payment.
- Malignant tumors of the internal organs, skin, breasts, and muscular tissues
- All cancers
- Aneurysm
- Rheumatic Heart Disease
- Hypertensive Coronary Heart Disease
- Liver Cirrhosis
- Chronic Obstructive Lung Disease
- Cerebro-Vascular Accidents secondary to hemorrhage or thrombosis
- Tuberculosis
- Endocrine Disorders such as:
- Endocrine gland hyposecretion (leading to hormone deficiency)
- ii. Endocrine gland hypersecretion (leading to hormone excess)
- Amyotrophic Lateral Sclerosis
- Aplastic Anemia and Leukemia
- Lupus Erythematosus
- Fulminant Viral Hepatitis
- Organ transplant recipients
- Parkinson's Disease
- Kidney and Liver Failure
- Motor Neuron Disease
- Poliomyelitis
- Progressive Bulbar Palsy
- Progressive Muscular Atrophy
- Terminal illness which in the opinion of an appropriate medical consultant is irreversible
No, hospitalization expenses will not be covered. However, for covered surgery related expenses due to accident or illnesses, it will pay a lump sum benefit up to the limit specified in the policy schedule.
Unfortunately, outpatient check-ups and diagnostic tests are not covered in this plan since this only covers hospitalization and surgical procedures of the insured.
No, pregnancy, childbirth, and related complications are excluded.
Provide written notice of the claim to the insurer within thirty (30) days of the occurrence. Submit proof of loss and any required documentation or contact BDO Insure hotline at (+632) 8838-BDOI or email bdo-insure@bdo.com.phÂ
Disclaimer: These are only general descriptions of the benefits of this insurance products. We encourage you to learn more on how they can help secure your finances. Specific conditions and terms and conditions of the insurance policy will apply. The product details and premiums are valid as of today and may be changed without prior notice.
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Contact us
BDO Insure Head Office
43/F - 44/F BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, 1550, Mandaluyong City
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BDO Insure is a registered trademark of BDO Insurance and Reinsurance Brokers, Inc. (formerly BDO Insurance Brokers, Inc.), an insurance and reinsurance broker licensed and supervised by the Insurance Commission of the Philippines (www.insurance.gov.ph) with Insurance Broker License No.: IB-13-2022-R, HMO Broker License No.:HMOB-01-2023-O, and Reinsurance Broker License No.: RB-03-2024-O. The BDO Insure trademarks are owned by BDO Insurance and Reinsurance Brokers, Inc.
