Hospitalization Cash Assistance Package 2

You have chosen Daily Hospitalization Cash with ICU, ER, and Critical Illness Benefits. We have selected the right insurance product that match your needs. Here is our recommended product.  

To avail of the monthly payment through credit card, kindly call us at +63 (2) 8838-2364 (Metro Manila) or 1800-10-8382364 (Domestic Toll-free) or email us at

Other product information

Coverage Period

1 year

Insurable Person

18-64 years old, Philippine resident

Things to know before buying

  1. The insurance provides one year coverage.
  2. The Plan will NOT pay the hospital confinement cash assistance due to the following pre-existing diseases diagnosed before the Policy Effective Date or diagnosed within six months after the Policy Effective Date.  The hospital confinement cash assistance of other pre-existing illnesses not mentionedbelow are payable after 12 months waiting period from Policy Effective Date. 
    1. Malignant tumors of the internal organs, skin, breasts, and muscular tissues
    2. All cancers
    3. Aneurysm
    4. Rheumatic Heart Disease
    5. Hypertensive Coronary Heart Disease
    6. Liver Cirrhosis
    7. Chronic Obstructive Lung Disease
    8. Cerebro-Vascular Accidents secondary to hemorrhage or thrombosis
    9. Tuberculosis
    10. Endocrine Disorders such as Endocrine gland hyposecretion (leading to hormone deficiency) and Endocrine gland hypersecretion (leading to hormone excess) 
    11. Amyotropic Lateral Sclerosis
    12. Aplastic Anemia and Leukemia
    13. Lupus Erythematosus
    14. Fulminant Viral Hepatitis
    15. Organ transplant recipients
    16. Parkinson's Disease
    17. Kidney and Liver Failure
    18. Motor Neuron Disease
    19. Poliomyelitis
    20. Progressive Bulvar Palsy
    21. Progressive Muscular Atrophy
    22. Terminal illness which in the opinion of an appropriate medical consultant is irreversible. 
  3. The Critical Illness Benefit will respond if the conditions are met.
    1. The insured person has been diagnosed by a doctor with the covered critical illness.
    2. The critical illness experienced by the insured is the first incident of the critical illness.
    3. The insured person has survived at least 30 days from the date of diagnosis of the critical illness.
  4. There are exclusions to the coverage of this policy. For complete details on this, kindly read the Terms and Conditions
  5. Only the insured person can claim the benefits. In the event that he or she is a minor, or has a condition, a legal guardian may claim the benefits for them. To know more about this, please contact us at +63 (2) 8838-2364 or email us at
  6. You must be 18 to 64 years old.  
  7. The annual premium is based on preferred plan and insured's age:
Age Plan A Plan B Plan C
18 to 39 years old ₱ 4,200    ₱ 5,232   ₱ 6,864  
40 to 49 years old ₱ 6,240 ₱ 7,752 ₱ 10,200
50 to 59 year old ₱ 8,424 ₱ 10,500      ₱ 13,764
60 to 64 years old      ₱ 12,624         ₱ 15,732    ₱ 20,688  

Frequently Asked Questions

Hospital Cash Assistance pays on top of your health card and PhilHealth. It gives you a cash fund to help you recover from expenses that your health card and PhilHealth do not cover: food, out-patient medication, relatives’ commute/travel cost. This insurance policy also has a wider age eligibility, so it is advisable to get one for family members who are no longer eligible for a health card.

You will just need to provide the hospital's Statement of Account to help us confirm the dates of your confinement in the hospital. We do not require any kind of receipts.

No. The Critical Illness benefit covers Stage 4 Cancer, Coma, Stroke that leads to paralysis, and Major Organ Transplant only.

If you purchased a Plan 2C, you can claim up to ₱440,000.:

  • ICU Confinement Benefit:  ₱5,500 x 20 days = ₱110,000
  • Hospital Income Benefit: ₱5,500 x 60 days  = ₱330,000

The Hospital Income benefit covers up to 60 days of hospital confinement only.

Disclaimer: These are only general descriptions of the benefits of this insurance products. We encourage you to learn more on how they can help secure your finances. Specific conditions and terms and conditions of the insurance policy will apply. The product details and premiums are valid as of today and may be changed without prior notice.

Terms and Conditions

View and download Hospitalization Cash Assistance Package 2 policy terms and conditions.

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Contact us

BDO Corporate Center

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43/F - 44/F BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, 1550, Mandaluyong City

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BDO Insure Contact Center

(+632) 8838-BDOI or 8838-2364

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