Diners Club International

Be a mile closer to your free trip.

Earn Travel Miles

Earn one (1) Travel Mile for every P50 charged to your BDO Diners Club International Credit Card and exchange your Travel Miles for exciting trips here and abroad. For those enrolled in Dual Currency feature, earn one (1) Travel Mile for every $1 spend.

Travel Miles Redemption
You can redeem the following using your Travel Miles:

  1. Airline Miles
  2. Annual Membership Fee Waiver
  3. Cash Credit

For the full Travel Miles catalogue, please click here.

How to redeem your Travel Miles:
1. Call the 24-hour BDO Customer Contact Center, or
2. Fill-up the online redemption form, click here.

Please check the Travel Miles Redemption Terms and Conditions for details.

Diners Club Airport Lounge Access
Relax and recover from the fatigue of travel while waiting for your flight with admission to more than 1,000 Diners Club airport lounges across the globe. Plus, as Diners Club International Cardholder, you can avail of one (1) FREE airport lounge access per year. The free airport lounge access can be used either by the Principal or Supplementary Cardholder only. For the list of airport lounges that you can access, visit www.dinersclublounges.com.

In excess of the free airport lounge access, you can still enjoy the Diners Club Lounge Access for a corresponding fee and in accordance to the Diners Club Airport Lounge Access Program Terms and Conditions. Click here for the Terms and Conditions.

Free Travel Insurance Coverage
All Principal and Supplementary BDO Diners Club International Credit Cardholders including immediate family members (spouse up to 75 years old, children up to 18 years old) get up to Php 5 million Travel Accident and Inconvenience Insurance for FREE!

Just charge your transportation fare (airline tickets and means of public transport) to your BDO Diners Club International Credit Card every time you travel!

Please click here for the Travel Insurance Coverage and Provisions.

Diners Club Privileges
Revel in world-class experiences in dining, travel, entertainment, wellness and shopping in over 65 countries and territories to enhance every leg of your journey. Please visit www.dinersclubprivileges.com for the list of offers.

Diners Club Travel Tools Mobile App
Anywhere you go, you can take the benefits of Diners Club with you. Download the Diners Club Travel Tools mobile app to browse airport lounges, explore Privileges offers by location, activate Global Wi-Fi access, convert more than 140 currencies, access customary tipping advice and locate ATMs and cash access locations while traveling.

Download on the App Store or get it on Google Play.

Free Global Wi-Fi Access
Stay connected no matter where you go. Enjoy access to over 50 million Wi-Fi hotspots in over 200 countries. No data limits. No roaming fees. Just download the Diners Club Travel Tools mobile app and activate the Wi-Fi Access. The Diners Club FREE Global Wi-Fi Access is valid for 12 months from the day of activation. To continue to enjoy the Free Global Wi-Fi Access, activation is required after the 12 months validity.

Click here for the step-by-step procedure on how to activate your FREE Global Wi-Fi access and how to connect to a hotspot.

Please check the Terms and Conditions for details.

Please check Terms and Conditions for details.

Click here to view Table of Fees and Charges and Sample Finance Charge Computation.

Membership Fee Waiver
Your membership fee is waived for the first year so you can enjoy its exciting features and benefits.

Installment Programs

  • EasyPay Installment Plan
    You can now spend for all the appliance, furniture, gadgets, jewelry, or clothes you want without worry. The EasyPay Installment program allows you to purchase items on installment from over 11,000 partner stores nationwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment* for a minimum single receipt purchase amount of P3,000**.

Avail EasyPay Installment through any of the following:

  • Absolutely 0% Interest*
  • Easy and affordable monthly add-on interest rates
    Plus, take advantage of special extended installment terms when you Buy Now Pay Later and catch exclusive discounts and latest offers during special promo dates.

*Merchants have sole discretion on the terms/items applicable for the Absolutely 0% interest.
**Minimum installment purchase amount may vary per partner merchants.

Note: Cash advance, any transaction associated with Gambling, any Money Transfer or similar cash transaction, and any other BDO installment transactions like Absolutely 0% Interest, EasyPay Regular Installment, etc. are not qualified for EasyPay Convert.

Bills Payment

  • Auto Charge
    Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge. This facility allows you to enroll multiple utility bills to your BDO Diners Club International Credit Card so you only have one due date to remember. To learn more about this facility, click here.


You may call the BDO Customer Contact Center at:

  • 8631-8000 – Metro Manila
  • Toll Free Numbers
    1. Domestic
      1-800-10-631-8000 (PLDT)
      1-800-3-631-8000 (Digitel)
      1-800-5-631-8000 (Bayantel)
      1-800-8-631-8000 (Globe)
    2. International
      (IAC) +800-8-631-8000

Payment Channels

  • BDO Branches
  • BDO Online Banking*
  • BDO Phone Banking*
  • BDO ATMs (Automated Teller Machine)
  • BDO CAMs (Cash Acceptance Machine)
  • BancNet
  • Auto-Debit Arrangement (ADA) Payment Facility – Enrollment via any BDO branch
  • Save More Market Branches
  • SM Business Centers and Bills Payment Counters

*Enrollment of your BDO account is required to avail of this payment facility. Visit https://www.mybdo.com.ph/fo/ribtermsandconditions.


Eligibility Criteria

  • Must be 21-70 years old for Principal; at least 13 years old for Supplementary Cardholders
  • Must have at least one landline phone
  • Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years.
  • Must be a regular employee or if self-employed, with business operating for at least 2 years
  • Residence or Office Address must be within any area where a BDO branch is located
  • Income Requirement: Php 420,000 gross annual income

Documentary Requirements

A. Applicants with Existing Credit Cards

Photocopy of the following:

  1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card Billing Statement.
  2. Front of existing credit card
  3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs and other valid IDs issued by the Government and its instrumentalities
  4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self-employed)

B. Applicants without Existing Credit Card

  1. Proof of Income
    1. For Employed (Required):
      • Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
        • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
      • Photocopy of latest full month payslip
    2. For Self-Employed (Required):
      • Photocopy of Registration of Business Name
        • For Single Proprietorship issued by DTI
        • For Partnership/Corporation issued by SEC
      • Photocopy of latest ITR and W4 with BIT/Bank Stamp
        • Audited Financial Statements for the last 2 years; OR
        • Bank Statements for the last 3 months
  2. Proof of Identification
    (Please refer to the list of Government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)

For Foreigners

  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (if Embassy Official)
  3. Submit photocopy of ANY ONE of the following:
    • Valid Passport with Resident Visa
    • Work Permit and Valid Visa
    • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
    • ACR or ICR or ACR-1
  • Principal Membership Fee (First Year is FREE)
  • Supplementary Membership Fee (First Year is FREE)
  • Monthly Effective Interest Rate