- Personal
- Cards
- Credit Cards
- JCB Credit Cards
- JCB Platinum
Free JCB Airport Lounge Access
Enjoy free lounge access at select airports in Asia, Europe, and Hawaii.
Why choose JCB Platinum
Free Membership Fee for Life
Valid for the principal cardholder for a spend of at least ₱600,000/year. Receive a Lifetime Annual Fee Waiver for 6 supplementary accounts.
JCB Airport Lounge Access
Enjoy lounge amenities at select airports in Asia, Europe and Hawaii exclusive to your BDO JCB Platinum Credit Card!
- Japan and Hawaii
Get six (6) FREE access from April 1, 2024 to March 31, 2025.
Simply present your BDO JCB Platinum Credit Card and boarding pass to access the lounge.
In excess of the free airport lounge access and for accompanying guests, there is a corresponding fee determined by the lounge.
- Outside Japan and Hawaii (Korea, Singapore, Thailand, Vietnam, Malaysia, China, Taiwan, United Kingdom, Germany)
Get eight (8) FREE access per year via LoungeKey™ service.
In excess of the free airport lounge access and for accompanying guests, access to lounge is subject to a fee of USD 35 per person.
Click here to view the airport lounge location.
How to use the LoungeKey™:
No registration needed.
- Inform the lounge staff that you will use LoungeKey™ (LK) Service then present your BDO JCB Platinum Credit Card and boarding pass.
- The lounge staff will swipe the card to the LK terminal device. A credit availability of USD 1 is needed to authorize that card is valid. This will be refunded afterwards.
- Check and sign the receipt. Member’s information and the name of the lounge are printed on the receipt (excluding the price of use, if any).
LoungeKey™ Website and Mobile app
Register for a LoungeKey™ account and use the LoungeKey™ website and mobile app to check lounge information, lounge access history and remaining number of visits.
- Download the LoungeKey™ app or click here to create an account.
- Enter your card details and click Validate. A credit availability of USD 3.25 is needed to authorize the card validity check. This will be refunded afterwards.
- Enter the other details needed and you will a receive confirmation once successfully registered.
For cardholders with multiple BDO JCB Credit Card, create a separate account per card.
For concerns on LoungeKey access, click “Customer Support” button in the LoungeKey website/app and fill-out the contact form.
JCB Airport Lounge Access
Enjoy free lounge access at select airports in Asia, Europe, and Hawaii
JCB Airport Lounge Access
Enjoy lounge amenities at select airports in Asia, Europe and Hawaii exclusive to your BDO JCB Platinum Credit Card!
- Japan and Hawaii
Get six (6) FREE access from April 1, 2024 to March 31, 2025.
Simply present your BDO JCB Platinum Credit Card and boarding pass to access the lounge.
In excess of the free airport lounge access and for accompanying guests, there is a corresponding fee determined by the lounge.
- Outside Japan and Hawaii (Korea, Singapore, Thailand, Vietnam, Malaysia, China, Taiwan, United Kingdom, Germany)
Get eight (8) FREE access per year via LoungeKey™ service.
In excess of the free airport lounge access and for accompanying guests, access to lounge is subject to a fee of USD 35 per person.
Click here to view the airport lounge location.
How to use the LoungeKey™:
No registration needed.
- Inform the lounge staff that you will use LoungeKey™ (LK) Service then present your BDO JCB Platinum Credit Card and boarding pass.
- The lounge staff will swipe the card to the LK terminal device. A credit availability of USD 1 is needed to authorize that card is valid. This will be refunded afterwards.
- Check and sign the receipt. Member’s information and the name of the lounge are printed on the receipt (excluding the price of use, if any).
LoungeKey™ Website and Mobile app
Register for a LoungeKey™ account and use the LoungeKey™ website and mobile app to check lounge information, lounge access history and remaining number of visits.
- Download the LoungeKey™ app or click here to create an account.
- Enter your card details and click Validate. A credit availability of USD 3.25 is needed to authorize the card validity check. This will be refunded afterwards.
- Enter the other details needed and you will a receive confirmation once successfully registered.
For cardholders with multiple BDO JCB Credit Card, create a separate account per card.
For concerns on LoungeKey access, click “Customer Support” button in the LoungeKey website/app and fill-out the contact form.
JCB Plaza Lounge Services
Located in tourist shopping areas at select cities across the globe. Lounge services include:
- Tourist and travel information
- Reservation for hotels, restaurants, tours, and tickets
- Other services including free Wi-Fi access, free drinks, and temporary luggage holding
Click here to see JCB Plaza Lounge locations and details.
Plus, enjoy The UNIVERSAL STUDIOS JAPAN JCB Lounge exclusive to your BDO JCB Platinum Credit Card!
The lounge is located in The Flying Dinosaur attraction in Universal Studios Japan Jurassic Park, and offers priority access to the attraction. Prior reservation is required. Valid for one-time use from April 1, 2024 to March 31, 2025.
Click here for more details.
JCB Japan Guide and Global WiFi
Access travel information and special offers and services exclusive to your BDO JCB Credit Card using JCB Japan Guide app.
Download the app for free via App Store for Apple users or Google Play Store for Android users.
Plus, stay connected wherever in Japan with JCB Global WiFi. Enjoy an exclusive discount on Wi-Fi router rental.
Click here for more details.
Exclusive Platinum Services
Through your BDO JCB Platinum Credit Card, you can have access to a 24/7 Concierge Desk Service to assist you on exclusive services including car rental service and golf benefits
- Toll-Free from Philippines: 1-800-1-816-0344
- Outside Japan: 81-3-6625-8378
- Within Japan: 03-6625-8378
Click here for more information.
Peso Rewards
Earn two (2) Peso Points* for every ₱1,000 qualified spend on your BDO Credit Card, where one (1) Credit Card Peso Point is equal to ₱1 Cash Credit or 1 BDO Rewards Peso Point or 1 SMAC Point. You can convert to Cash Credit and pay your credit card balance or use as extra funds for more shopping! Or transfer to your BDO Rewards Card or SMAC and shop directly at SM Store or your favorite SM Retail Store.
*Special offer valid until December 31, 2024.
Click here for more details.
Installment Programs
BUY NOW, PAY LATER
Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with BUY NOW, PAY LATER! Purchase items or pay for services on installment from over 19,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of ₱3,000*.
BUY NOW, PAY LATER Program is available on:
- 0% Interest**
- Easy and affordable monthly add-on rates
Plus, take advantage of BUY NOW, PAY LATER with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers.
Visit BDO website and search for “BUY NOW, PAY LATER” for details.
* Minimum purchase amount may vary per partner merchant
** Merchants have the sole discretion on the item(s)/term(s) applicable for the 0% interest offering
Other Installment Options
- Balance Transfer
Transfer your other card balances to your BDO Credit Card and pay it on installment with low monthly add-on rates. Apply online via www.bdo.com.ph/balance-transfer.
- Cash-It-Easy
Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
- Purchase Convert
You can convert recent single-receipt purchases of at least ₱5,000 or $200 to installment using your BDO Credit Card. Apply online via www.bdo.com.ph/purchase-convert or call (02) 8631-8000.
Secure Online Shopping
Convenient via Online Installment
Experience lighter installment options for any online transaction with Purchase Convert. Call the BDO Customer Contact Center or apply via BDO Online Banking. You may also opt for scheduled 0% Interest and Buy Now, Pay Later installment schemes at selected websites.
Rewarding via Exclusive Online Deals
Get discounts, freebies, and exclusive online deals when you use your BDO JCB Credit Card at partner websites.
Bills Payment
Charge on Demand
Spend your vacations and out-of-town trips without worrying about paying for your utility bills. Use BDO Credit Card’s Charge On Demand to pay your bills on a per-need basis by calling (+632) 8631-8000.
Auto Charge
Organize your bill payment schedules with BDO’s Auto Charge. With BDO Auto Charge, you can pay your bills conveniently and always on time. This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only have one due date to remember.
Click here to learn more.
BDO Deals
Application requirements
- 21 – 60 years old for PRINCIPAL and at least 13 years old for SUPPLEMENTARY Cardholders
- Applicant must be a Filipino citizen or a foreigner who is a resident of the Philippines
- Minimum Gross Fixed Monthly Income Requirement: ₱77,000
Filipino
Any valid photo-bearing identification document* (front and back): Government-issued ID (e.g. Philippine Identification System or Philsys ID, Passport, Driver’s License, SSS ID, etc.)
Foreigner
- Copy of Employment Contract or Certificate of Employment
- Letter from Embassy (if Embassy official)
- Any one of the following valid documents: Valid VISA and work permit; Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I; or valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA investors and employees, or VISA with EO226
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer's authorized representative (MANDATORY)
- PLUS any of the following: Latest full-month's payslip/s; Original Certificate of Employment indicating status, service tenure, and compensation breakdown or if with existing credit cards, copy of the last two (2) months statements of account of your credit card that is at least 1 year on books
- Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years (MANDATORY)
- Photocopy of registration of Business Name (MANDATORY); DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
- Last 3 months' bank statements (OPTIONAL)
What to expect
Step 1: Submit Application
Complete all required documents
and submit.
Step 2: Application Approval
Get an update on the status of your
application via SMS and/or email.
Step 3: Card Delivery
Receive another notification
once your card has been
released for delivery.
Step 4: Card Activation
Activate your credit card
real-time.
Featured videos
Contact us
BDO Corporate Center:
7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000
BDO Contact Center:
Hotline: (+632) 8888-0000
Outside Metro Manila
(PLDT/Globelines): #8888-0000
(For landline only, press # followed by 8888-0000)
International Toll-Free:
This channel is dedicated to handling online banking enrollment and/or updating of registered online banking contact information of overseas clients. For phishing reports, please send the email to reportphish@bdo.com.ph.