Time Deposit Account   

 

                                                                                     

 

Personal Time Deposit

The Personal Regular Time Deposit is a placement with a specified maturity date and earns higher interest than a Regular Savings Account. This account is available with a certificate of time deposit, options of "individual," "joint or" or "joint and" accounts and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 equivalent per depositor.

 

The Personal Regular Time Deposit is available in HK$, US$, AUD, Euro (other foreign currencies upon enquiry).

 

Personal Long Term Time Deposit

The Personal Long Term Time Deposit is with an available tenor of 2, 3 and 5 years and earns higher interest than a Regular Time Deposit. This account is available with a certificate of time deposit and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 equivalent per depositor.

 

The Personal Long Term Time Deposit is available in US$ currency.

 

Corporate Time Deposit

The Corporate Regular Time Deposit is a placement with a specified maturity date and earns higher than a Regular Savings Account. This account is available with a certificate of time deposit and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 equivalent per depositor.

 

The Corporate Regular Time Deposit is available in HK$, US$, AUD, Euro (other foreign currencies upon enquiry).

 

Corporate Long Term Time Deposit

The Corporate Long Term Time Deposit is with an available tenor of 2, 3 and 5 years and earns higher interest than a Regular Time Deposit. This account is available with a certificate of time deposit, options of "individual," "joint or" and "joint and" accounts and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 per depositor.

     

The Corporate Long Term Time Deposit is available in US$ currency.

 

Notes:

(a) Non-Hong Kong residents who are existing clients of BDO Philippine branches may be considered for account opening at BDO Hong Kong Branch. For more details, please visit your account branch in the Philippines.

 

(b) Time deposits with a maturity longer than five years are not protected by the Hong Kong Deposit Protection Scheme.

 

(c) Rate below are for reference only and are subject to change without prior notice. Please contact us for the latest rates.

 

FEATURES Minimum Initial Deposit
Personal Corporate 
Hong Kong Dollar HKD 1,000 HKD 1,000
US Dollar USD 200 USD 2,000
US Dollar (Long Term) USD 50,000 USD 50,000
Euro Dollar EUR 10,000 EUR 10,000
Australian Dollar AUD 10,000 AUD 10,000
Japanese Yen JPY 1,000,000 JPY 1,000,000

 

Hong Kong Dollar

Range Interest Rate
30 days 60 days 90 days 180 days 360 days
HKD 1,000
to below 10,000
0.0500% 0.0625% 0.0938% 0.2813% 0.5313%
HKD 10,000
to below 50,000
0.0625% 0.0938% 0.1250% 0.3125% 0.5625%
HKD 50,000
to below 100,000
0.0938% 0.1250% 0.1563% 0.3438% 0.5938%
HKD 100,000
to below 500,000
0.1250% 0.1563% 0.1875% 0.3750% 0.6250%
HKD 500,000
to below 1million
0.1563% 0.1875% 0.2188% 0.4063% 0.6563%
HKD 1million and up 0.1875% 0.2188% 0.2500% 0.4375% 0.6875%

 

US Dollar

Range Interest Rate
30 days 60 days 90 days 180 days 360 days
USD 1,000
to below 10,000
0.3188% 0.5313% 0.5938% 0.9688% 1.0938%
USD 10,000
to below 50,000
0.3800% 0.5625% 0.6250% 1.0000% 1.1250%
USD 50,000
to below 100,000
0.4413% 0.5938% 0.6563% 1.0313% 1.1563%
USD 100,000
to below 500,000
0.5025% 0.6250% 0.6875% 1.0625% 1.1875%
USD 500,000
to below 1million
0.5638% 0.6563% 0.7188% 1.0938% 1.2188%
USD 1million and up 0.6250% 0.6875% 0.7500% 1.1250% 1.2500%

 

Range Interest Rate
2 years  3 years  5 years 
USD 50,000 and above 2.1250% 2.2500% 2.5000%

 

Australian Dollar

Range Interest Rate
30 days 60 days 90 days 180 days
AUD 10,000
to below 60,000
0.5000% 0.5000% 0.5000% 0.5000%
AUD 60,000
to below 200,000
0.5000% 0.5000% 0.5000% 0.5000%
AUD 200,000
to below 500,000
0.5000% 0.5000% 0.5000% 0.5000%
AUD 500,000
to below 1million
0.5000% 0.5000% 0.5000% 0.5000%
AUD 1million and up 0.5625% 0.5625% 0.5625% 0.5625%

 

Euro Dollar

Range Interest Rate
180 days 360 days
EUR 10,000 to below 60,000 0.0500% 0.0500%
EUR 60,000 to below 200,000 0.0500% 0.0500%
EUR 200,000 to below 500,000 0.0500% 0.0500%
EUR 500,000 to below 1million 0.0500% 0.0500%
EUR 1million and up 0.0500% 0.0550%