Time Deposit Account
Personal Time Deposit
The Personal Regular Time Deposit is a placement with a specified maturity date and earns higher interest than a Regular Savings Account. This account is available with a certificate of time deposit, options of "individual," "joint or" or "joint and" accounts and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 equivalent per depositor.
The Personal Regular Time Deposit is available in HK$, US$, AUD, Euro (other foreign currencies upon enquiry).
Personal Long Term Time Deposit
The Personal Long Term Time Deposit is with an available tenor of 2, 3 and 5 years and earns higher interest than a Regular Time Deposit. This account is available with a certificate of time deposit and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 equivalent per depositor.
The Personal Long Term Time Deposit is available in US$ currency.
Corporate Time Deposit
The Corporate Regular Time Deposit is a placement with a specified maturity date and earns higher than a Regular Savings Account. This account is available with a certificate of time deposit and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 equivalent per depositor.
The Corporate Regular Time Deposit is available in HK$, US$, AUD, Euro (other foreign currencies upon enquiry).
Corporate Long Term Time Deposit
The Corporate Long Term Time Deposit is with an available tenor of 2, 3 and 5 years and earns higher interest than a Regular Time Deposit. This account is available with a certificate of time deposit, options of "individual," "joint or" and "joint and" accounts and is protected by the Hong Kong Deposit Protection Scheme up to a limit of HKD500,000 per depositor.
The Corporate Long Term Time Deposit is available in US$ currency.
Notes:
(a) Non-Hong Kong residents who are existing clients of BDO Philippine branches may be considered for account opening at BDO Hong Kong Branch. For more details, please visit your account branch in the Philippines.
(b) Time deposits with a maturity longer than five years are not protected by the Hong Kong Deposit Protection Scheme.
(c) Rate below are for reference only and are subject to change without prior notice. Please contact us for the latest rates.
| FEATURES | Minimum Initial Deposit | |
| Personal | Corporate | |
| Hong Kong Dollar | HKD 1,000 | HKD 1,000 |
| US Dollar | USD 200 | USD 2,000 |
| US Dollar (Long Term) | USD 50,000 | USD 50,000 |
| Euro Dollar | EUR 10,000 | EUR 10,000 |
| Australian Dollar | AUD 10,000 | AUD 10,000 |
| Japanese Yen | JPY 1,000,000 | JPY 1,000,000 |
Hong Kong Dollar
| Range | Interest Rate | ||||
| 30 days | 60 days | 90 days | 180 days | 360 days | |
|
HKD 1,000 to below 10,000 |
0.0500% | 0.0625% | 0.0938% | 0.2813% | 0.5313% |
|
HKD 10,000 to below 50,000 |
0.0625% | 0.0938% | 0.1250% | 0.3125% | 0.5625% |
|
HKD 50,000 to below 100,000 |
0.0938% | 0.1250% | 0.1563% | 0.3438% | 0.5938% |
|
HKD 100,000 to below 500,000 |
0.1250% | 0.1563% | 0.1875% | 0.3750% | 0.6250% |
|
HKD 500,000 to below 1million |
0.1563% | 0.1875% | 0.2188% | 0.4063% | 0.6563% |
| HKD 1million and up | 0.1875% | 0.2188% | 0.2500% | 0.4375% | 0.6875% |
US Dollar
| Range | Interest Rate | ||||
| 30 days | 60 days | 90 days | 180 days | 360 days | |
|
USD 1,000 to below 10,000 |
0.1000% | 0.1250% | 0.2000% | 0.4500% | 0.6000% |
|
USD 10,000 to below 50,000 |
0.1000% | 0.1250% | 0.2000% | 0.4500% | 0.6000% |
|
USD 50,000 to below 100,000 |
0.1000% | 0.1250% | 0.2000% | 0.4500% | 0.6000% |
|
USD 100,000 to below 500,000 |
0.1000% | 0.1250% | 0.2000% | 0.5500% | 0.7000% |
|
USD 500,000 to below 1million |
0.1000% | 0.1250% | 0.2000% | 0.5500% | 0.7000% |
| USD 1million and up | 0.1000% | 0.1250% | 0.2000% | 0.5500% | 0.7000% |
| Range | Interest Rate | ||
| 2 years | 3 years | 5 years | |
| USD 50,000 and above | 1.2000% | 1.3000% | 1.5000% |
Australian Dollar
| Range | Interest Rate | |||
| 30 days | 60 days | 90 days | 180 days | |
|
AUD 10,000 to below 60,000 |
0.0000% | 0.0000% | 0.0000% | 0.0000% |
|
AUD 60,000 to below 200,000 |
0.0000% | 0.0000% | 0.0000% | 0.0000% |
|
AUD 200,000 to below 500,000 |
0.0000% | 0.0000% | 0.0000% | 0.0000% |
|
AUD 500,000 to below 1million |
0.0000% | 0.0000% | 0.0000% | 0.0000% |
| AUD 1million and up | 0.0000% | 0.0000% | 0.0000% | 0.0000% |
Euro Dollar
| Range | Interest Rate | |
| 180 days | 360 days | |
| EUR 10,000 to below 60,000 | 0.0000% | 0.0000% |
| EUR 60,000 to below 200,000 | 0.0000% | 0.0000% |
| EUR 200,000 to below 500,000 | 0.0000% | 0.0000% |
| EUR 500,000 to below 1million | 0.0000% | 0.0000% |
| EUR 1million and up | 0.0000% | 0.0000% |