Deposits

 

Checking Account - HK$, US$

Savings Account - HK$, US$

Time Deposit Account - HK$, US$, AUD, Euro (other foreign currencies upon enquiry)

 

Deposit Products Minimum Balance to Accrue Interest Interest Rate
CHECKING ACCOUNT
Hong Kong Dollar Checking Account
Regular Checking Account – Personal
  n.a. n.a.                
Regular Checking Account – Corporate
  n.a. n.a.                
US Dollar Checking Account
Regular Checking Account – Personal
  n.a. n.a.                
Regular Checking Account – Corporate
  n.a. n.a.                
SAVINGS ACCOUNT
Hong Kong Dollar Savings Account
Regular Savings Account – Personal
  HKD 5,000 0.0500%                
Regular Savings Account – ATM Personal
   HKD 5,000 0.0500%                
Regular Savings Account – Corporate
  HKD 5,000 0.0500%                
US Dollar Savings Account
Regular Savings Account – Personal
  USD 200 0.1250%                
Regular Savings Account – Corporate
  USD 2,000 0.1250%                
TIME DEPOSIT ACCOUNT (Rates as of April 16, 2012) 1 month 2 months 3 months 4 months 5 months 6 months 9 months 1 year 3 years
Hong Kong Dollar Time Deposit Account
Regular Time Deposit– Personal
  HKD 1,000 0.0500%

0.0625%

0.0781% 0.0938% 0.1094% 0.1563% 0.1875% 0.3125%  
  HKD 10,000 0.0625% 0.0781% 0.0938% 0.1094% 0.1250% 0.1875% 0.2188% 0.3438%  
  HKD 50,000 0.0781% 0.0938% 0.1094% 0.1250% 0.1563% 0.2188% 0.2500% 0.3750%  
  HKD 100,000 0.0938% 0.1094% 0.1250% 0.1563% 0.1875% 0.2500% 0.2813% 0.4063%  
  HKD 500,000 0.1094% 0.1250% 0.1563% 0.1875% 0.2188% 0.2813% 0.3125% 0.4375%  
  HKD 1,000,000 0.1250% 0.1563% 0.1875% 0.2188% 0.2500% 0.3125% 0.3438% 0.4688%  
Regular Time Deposit – Corporate
  HKD 1,000 0.0500%

0.0625%

0.0781% 0.0938% 0.1094% 0.1563% 0.1875% 0.3125%  
  HKD 10,000 0.0625% 0.0781% 0.0938% 0.1094% 0.1250% 0.1875% 0.2188% 0.3438%  
  HKD 50,000 0.0781% 0.0938% 0.1094% 0.1250% 0.1563% 0.2188% 0.2500% 0.3750%  
  HKD 100,000 0.0938% 0.1094% 0.1250% 0.1563% 0.1875% 0.2500% 0.2813% 0.4063%  
  HKD 500,000 0.1094% 0.1250% 0.1563% 0.1875% 0.2188% 0.2813% 0.3125% 0.4375%  
  HKD 1,000,000 0.1250% 0.1563% 0.1875% 0.2188% 0.2500% 0.3125% 0.3438% 0.4688%  
US Dollar Time Deposit Account
Regular Time Deposit – Personal
  USD 1,000 0.1250%

0.1250%

0.1563% 0.1719% 0.2500% 0.3125% 0.4375% 0.5625%  
  USD 10,000 0.1250% 0.1250% 0.1719% 0.1875% 0.2813% 0.3438% 0.4688% 0.5938%  
  USD 50,000 0.1250% 0.1406% 0.1875% 0.2188% 0.3125% 0.3750% 0.5000% 0.6250%  
  USD 100,000 0.1250% 0.1563% 0.2188% 0.2500% 0.3438% 0.4063% 0.5313% 0.6563%  
   USD 500,000 0.1406% 0.1719% 0.2500% 0.2813% 0.3750% 0.4375% 0.5625% 0.6875%  
  USD 1,000,000 0.1563% 0.1875% 0.2813% 0.3125% 0.4063% 0.4688% 0.6250% 0.7500%  
Regular Time Deposit – Corporate
  USD 1,000 0.1250%

0.1250%

0.1563% 0.1719% 0.2500% 0.3125% 0.4375% 0.5625%  
  USD 10,000 0.1250% 0.1250% 0.1719% 0.1875% 0.2813% 0.3438% 0.4688% 0.5938%  
  USD 50,000 0.1250% 0.1406% 0.1875% 0.2188% 0.3125% 0.3750% 0.5000% 0.6250%  
  USD 100,000 0.1250% 0.1563% 0.2188% 0.2500% 0.3438% 0.4063% 0.5313% 0.6563%  
   USD 500,000 0.1406% 0.1719% 0.2500% 0.2813% 0.3750% 0.4375% 0.5625% 0.6875%  
  USD 1,000,000 0.1563% 0.1875% 0.2813% 0.3125% 0.4063% 0.4688% 0.6250% 0.7500%  
Long Term Time Deposit – Personal
  USD 50,000                 2.2500%
Long Term Time Deposit – Corporate
  USD 50,000                 2.2500%
Euro Dollar Time Deposit Account
Regular Time Deposit– Personal
  EUR 10,000 0.1250% 0.1250% 0.1250% 0.1406% 0.1875% 0.2188% 0.2500% 0.3125%  
  EUR 60,000 0.1250% 0.1250% 0.1875% 0.1563% 0.2188% 0.2500% 0.2813% 0.3438%  
  EUR 200,000 0.1250% 0.1406% 0.2188% 0.2500% 0.2500% 0.2813% 0.3125% 0.3750%  
   EUR 500,000 0.1406% 0.1563% 0.2500% 0.2813% 0.2813% 0.3125% 0.3435% 0.4063%  
  EUR 1,000,000 0.1563% 0.1875% 0.2813% 0.3125% 0.4063% 0.3438% 0.3750% 0.4375%  
Regular Time Deposit – Corporate
  EUR 10,000 0.1250% 0.1250% 0.1250% 0.1406% 0.1875% 0.2188% 0.2500% 0.3125%  
  EUR 60,000 0.1250% 0.1250% 0.1875% 0.1563% 0.2188% 0.2500% 0.2813% 0.3438%  
  EUR 200,000 0.1250% 0.1406% 0.2188% 0.2500% 0.2500% 0.2813% 0.3125% 0.3750%  
   EUR 500,000 0.1406% 0.1563% 0.2500% 0.2813% 0.2813% 0.3125% 0.3435% 0.4063%  
  EUR 1,000,000 0.1563% 0.1875% 0.2813% 0.3125% 0.4063% 0.3438% 0.3750% 0.4375%  
Australian Dollar Time Deposit Account
Regular Time Deposit– Personal
  AUD 10,000 2.6875% 2.8750% 3.0000% 3.0625% 3.1875% 3.2500% 3.3750% 3.4375%  
  AUD 60,000 2.9375% 3.1250% 3.2500% 3.3125% 3.4375% 3.5000% 3.6250% 3.6875%  
  AUD 200,000 3.1875% 3.3750% 3.5000% 3.5625% 3.6875% 3.7500% 3.8750% 3.9375%  
   AUD 500,000 3.4375% 3.6250% 3.7500% 3.8125% 3.9375% 4.0000% 4.1250% 4.1875%  
  AUD 1,000,000 3.6875% 3.8750% 4.0000% 4.0625% 4.1875% 4.2500% 4.3750% 4.4375%  
Regular Time Deposit – Corporate
  AUD 10,000 2.6875% 2.8750% 3.0000% 3.0625% 3.1875% 3.2500% 3.3750% 3.4375%  
  AUD 60,000 2.9375% 3.1250% 3.2500% 3.3125% 3.4375% 3.5000% 3.6250% 3.6875%  
  AUD 200,000 3.1875% 3.3750% 3.5000% 3.5625% 3.6875% 3.7500% 3.8750% 3.9375%  
   AUD 500,000 3.4375% 3.6250% 3.7500% 3.8125% 3.9375% 4.0000% 4.1250% 4.1875%  
  AUD 1,000,000 3.6875% 3.8750% 4.0000% 4.0625% 4.1875% 4.2500% 4.3750% 4.4375%  
Japanese Yen Time Deposit Account
Regular Time Deposit– Personal
  JPY 1,000,000 0.0156% 0.0234% 0.0313% 0.0625% 0.0938% 0.1094% 0.1250% 0.1406%  
  JPY 5,000,000 0.0195% 0.0273% 0.0469% 0.0781% 0.1094% 0.1250% 0.1406% 0.1563%  
  JPY 20,000,000 0.0234% 0.0313% 0.0625% 0.0938% 0.1250% 0.1406% 0.1563% 0.1875%  
   JPY 50,000,000 0.0273% 0.0469% 0.0781% 0.1094% 0.1406% 0.1563% 0.1875% 0.2188%  
  JPY 100,000,000 0.0313% 0.0625% 0.0938% 0.1250% 0.1563% 0.1875% 0.2188% 0.2500%  
Regular Time Deposit – Corporate
  JPY 1,000,000 0.0156% 0.0234% 0.0313% 0.0625% 0.0938% 0.1094% 0.1250% 0.1406%  
  JPY 5,000,000 0.0195% 0.0273% 0.0469% 0.0781% 0.1094% 0.1250% 0.1406% 0.1563%  
  JPY 20,000,000 0.0234% 0.0313% 0.0625% 0.0938% 0.1250% 0.1406% 0.1563% 0.1875%  
   JPY 50,000,000 0.0273% 0.0469% 0.0781% 0.1094% 0.1406% 0.1563% 0.1875% 0.2188%  
  JPY 100,000,000 0.0313% 0.0625% 0.0938% 0.1250% 0.1563% 0.1875% 0.2188% 0.2500%  
 

 

USD