Cash Management Services

Take control of your cash flow. Simplify your business payments and collections so you can focus on growth—powered by BDO’s extensive nationwide network.

Cash Management
Cash Management Solutions

BDO Cash Management Services helps businesses manage cash flow through tailored payment, collection, information, and supply chain solutions.

We support SMEs, corporates, and financial institutions with solutions for both straightforward and complex operations.

Backed by a strong nationwide network, we help you collect payments, improve cash flow, and streamline operations.

BDO Cash Management Services helps businesses manage cash flow through tailored payment, collection, information, and supply chain solutions.

We support SMEs, corporates, and financial institutions with solutions for both straightforward and complex operations.

Backed by a strong nationwide network, we help you collect payments, improve cash flow, and streamline operations.

Our Solutions

 

Cash Management Transaction Fees

 

Transaction
Platform
Limit
Transaction Fee
Availability of Funds
Send Money to Other Banks and Wallets via InstaPay BDO Business Online Banking
Transaction limit:
₱ 50,000
₱ 25

 Real-time credit
Send Money to Other Banks and Wallets via PESONet    BDO Business Online Banking
No limit
₱ 50
 Transactions made on or before 3:00 PM on a banking day are processed the same day. Transactions made after 3:00 PM, or on weekends and holidays, are processed on the next banking day.
Send Money to Other Local Banks via RTGS BDO Business Online Banking
No limit
₱ 500

 Transactions made on or before 2:00 PM on a banking day are processed the same day. Transactions made after 2:00 PM, or on weekends and holidays, are processed on the next banking day.
Send Money to Other Local Banks via PDDTS BDO Business Online Banking
No limit
USD 10

 Transactions made on or before 12NN on a banking day are processed the same day. Transactions made after 12NN, or on weekends and holidays, are processed on the next banking day.
Send Money to Foreign Banks via SWIFT/FXTT BDO Business Online Banking
No limit
USD 10-35

 Transactions made on or before 12NN on a banking day are processed the same day. Transactions made after 12NN, or on weekends and holidays, are processed on the next banking day.

 

Business Online Banking: PESONet & InstaPay Fee Collection and Returns

Scenario
Handling of Fees
Successful Transactions Subject to Fees
Rejected Transactions Subject to Fees if error is caused by sender or if the beneficiary account has restrictions (ex. Dormant, Closed, With Restrictions)
Erroneous Transactions Subject to Fees if error is caused by the sender
Time-Out and Unauthorized Transactions Subject to Fees based on investigation results
Multiple Debit Transactions Only one valid transaction is subject to fees
 

Why choose BDO Cash Management Services

Our Award-Winning Track Record

Best Cash Management in the Philippines 
Alpha Southeast Asia - 20th Annual Best Financial Institution Awards 2026

Best Service Provider Cash Management, Philippines
The Asset Triple A Treasurise Awards 2026

Best Transaction Bank in the Philippines
The Asian Banker - TAB Global Transaction Finance Awards 2026

Top-ranked Cash Management Provider in the Philippines
Euromoney Cash Management Survey 2026

Best Cash Management in the Philippines 
Alpha Southeast Asia - 19th Annual Best Financial Institution Awards 2025

Best Service Provider Cash Management, Philippines
The Asset - Triple A Digital and Treasurise Awards 2025

Best Transaction Bank in the Philippines
The Asian Banker - TAB Global Transaction Finance Awards 2025

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 18th Annual Best Financial Institution Awards 2024

Best Service Provider Cash Management, Philippines
The Asset - Triple A Treasurise Awards 2024

Philippines Domestic Cash Management Bank of the Year
Asian Banking and Finance - Wholesale Banking Awards 2024

Best Cash Management Bank in the Philippines 
Alpha Southeast Asia - 17th Annual Best Financial Institution Awards 2023

Best Cash Management Solution in the Philippines 
Alpha Southeast Asia - Transaction Banking Awards 2023

Best Service Provider Cash Management, Philippines
The Asset - Triple A Digital and Treasurise Awards 2023

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 16th Annual Financial Institution Awards 2022

Best Cash Management Solution in the Philippines
Alpha Southeast Asia - Transaction Banking Awards 2022

Best Service Provider Cash Management, Philippines
The Asset - Triple A Digital and Treasurise Awards 2022

Best Bank for SMEs in the Philippines
Asiamoney - Best Bank Awards 2022

Best Cash Management Bank in the Philippines 
Alpha Southeast Asia - 15th Annual Best Financial Institution Awards 2021
Best Service Provider Cash Management - Philippines 
The Asset - Triple A Digital and Treasurise Awards 2021

 

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 14th Annual Best Financial Institution Awards 2020

Best Domestic Cash Management Bank in the Philippines
Asian Banking & Finance - Wholesale Banking Awards 2020

Best Service Provider Cash Management, Philippines
The Asset  - Triple A Digital and Treasurise Awards 2020
 

Updates & Advisories

Talk to us about your cash management needs.

Share your details and our Cash Management Specialist will reach out to you.

   

Deposits are insured by PDIC
up to P1 Million per depositor.

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