
- BDO Unibank
- Subsidiaries
- BDO Life
- BDO Life Corporate Profile
- Board of Directors

Teresita T. Sy
Chairperson
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Teresita T. Sy
Chairperson
Filipino, 71 years oldTeresita T. Sy was elected to the Board of Directors of BDO Life Assurance Company, Inc. on November 11, 1999 and currently serves as the Chairperson of the Board. Concurrently, she serves as the Chairperson and/or Director of various subsidiaries and affiliates of BDO Unibank, Inc.: BDO Private Bank, Inc., BDO Leasing and Finance, Inc., BDO Capital and Investment Corporation, and BDO Foundation, Inc. Ms. Sy also serves as Adviser to the Board of BDO Network Bank, Inc. Ms. Sy is the Vice Chairperson of SM Investments Corporation and Adviser to the Board of SM Prime Holdings, Inc. (PLC). She also sits as Chairperson of the Board of SM Retail, Inc. A graduate of Assumption College with a degree in Bachelor of Arts and Science in Commerce major in Management, she brings to the board her diverse expertise in banking and finance, retail merchandising, mall and real estate development.

Nestor V. Tan
Vice Chairman
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Nestor V. Tan
Vice Chairman
Filipino, 64 years oldNestor V. Tan was elected to the Board of Directors of BDO Life Assurance Company, Inc. on July 14, 1999 and currently serves as the Vice Chairman of the Board. He is the President and CEO of BDO Unibank, Inc. Concurrently, he holds the following positions in the BDO Group: Chairmanship of BDO Strategic Holdings, Inc. and BDO Network Bank, Inc.; Vice chairmanships and/or directorships in BDO Leasing and Finance, Inc., BDO Capital & Investment Corporation, BDO Finance Corporation, BDO Private Bank, Inc., BDO Remit (USA), Inc., and SM Keppel Land, Inc.; and Trusteeship of BDO Foundation, Inc.
In addition, he is currently the Chairman of the De La Salle University Board of Trustees; Chairman of Bancnet, the operator of the electronic payment system, InstaPay, and the ATM switching utility for Philippine banks; and Chairman of Mastercard Asia Pacific Advisory Board. He is the past president and current Director of the Bankers Association of the Philippines.
Most recently, Mr. Tan earned the recognition as the best CEO for Emerging Markets Philippines by New York based international finance magazine Institutional Investor, based on a poll of global investors and analysts. In 2019, he was named as the Management Man of the Year by the MAP (Management Institution of the Philippines).
Prior to joining BDO Unibank, Mr. Tan was Chief Operating Officer of the Financial Institutions Services Group of BZW, the investment-banking subsidiary of the Barclays Group. His banking career spans nearly four (4) decades and includes posts at global financial institutions, among them Mellon Bank in Pittsburgh, PA; Bankers Trust Company in New York, NY; and the Barclays Group in New York and London. He holds a bachelor’s degree in Commerce from De La Salle University and an MBA from the Wharton School, University of Pennsylvania.

Renato A. Vergel de Dios
President and Chief Executive Officer/Executive Director
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Renato A. Vergel de Dios
President and Chief Executive Officer/Executive Director
Filipino, 68 years oldRenato A. Vergel de Dios was elected to the Board of Directors of BDO Life Assurance Company, Inc. on October 14, 2009 and currently serves as its President and Chief Executive Officer. He has over 40 years of experience in life insurance management. He directed both the sales and marketing division as well as the individual life operations as Executive Vice President of the Philippine American Life Insurance Company before moving on to Manulife Philippines as President and Chief Executive Officer for over 10 years. He earned a BS Mathematics degree from Ateneo de Manila University and his MS Management degree from Stanford University. Mr. Vergel De Dios also completed the exam requirements of an Associate (ASA) of the US Society of Actuaries and has been a Member of the Board of Trustees for the Insurance Institute for Asia and the Pacific (IIAP) for many years.

Herminia S. Jacinto
Lead Independent Director
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Herminia S. Jacinto
Lead Independent Director
Filipino, 82 years oldHerminia S. Jacinto was elected to the Board of Directors of BDO Life Assurance Company, Inc. on March 29, 2012. She is currently a member of the Board of Trustees and President of the Insurance Institute of Asia and the Pacific (IIAP).
She is a Certified Public Accountant and was Financial Controller of the FGU Insurance Corporation and the Universal Reinsurance Corporation, both companies of the Ayala Group. She became the President and CEO of the Universal Reinsurance Corporation until the company was merged with the Malayan Reinsurance Corporation in 2005. She retired from active corporate work in 2006 when the Universal Malayan Reinsurance Corporation merged with the National Reinsurance Corporation of the Philippines. She continued to be a consultant and advisor to some insurance companies.
She has served the insurance industry in various capacities –Secretary General of the Association of Insurers and Reinsurers of Developing Countries (AIRDC), Chairman of the Philippine Insurance and Reinsurance Association (PIRA), President of the Insurance & Surety Association of the Philippines (ISAP), President of the Philippine Insurers’ Club (PIC) and President and Chairman of the IIAP.
She is currently an Independent Director of Fortune General Insurance Co. Inc., and IPeople, the Education Subsidiary of the Yuchengco Group of Companies and Ayala Corporation. She is a regular lecturer at the IIAP on topics like Financial Analysis, Reinsurance, and Mergers and Acquisitions.

Lucy C. Dy
Non-Executive Director
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Lucy C. Dy
Non-Executive Director
American, 66 years oldLucy C. Dy was elected to the Board of Directors of BDO Life Assurance Company, Inc. on November 24, 2016. She is also Executive Vice President and Comptroller of BDO Unibank, Inc., and concurrently holds the position of Director of BDO Remit Limited and BDORO Europe, Ltd.; Director and Treasurer of BDO Strategic Holdings, Inc.; Trustee and Treasurer of BDO Foundation, Inc. She holds a bachelor’s degree in Accounting from the University of Santo Tomas.

Ariel G. Cantos
Non-Executive Director
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Ariel G. Cantos
Non-Executive Director
Filipino, 63 years oldAriel G. Cantos was elected to the Board of Directors of BDO Life Assurance Company, Inc. on June 29, 2022. He is the Chairman of the Corporate Governance Committee and the Related Party Transaction Committee.
He has over 35 years of experience in the life insurance industry particularly in the areas of distribution, both in agency and in bancassurance, and in management. He held the position of Chief Agency Officer of Philam Life responsible for over 10,000 financial advisors. He was appointed the President and CEO of BPI Philam Life Assurance Company, the strategic partnership between BPI and Philam Life which became the leading bancassurance company during his helm. He was then appointed as President and CEO of Philam Life, a position he held until his early retirement in 2019 and was senior advisor to the new CEO until 2020.
He was also the Chairman of the Philam Foundation which had nationwide programs that supported health, education, and financial literacy. He also served the industry as the President of the Philippine Life Insurance Association. He is a graduate of the Ateneo de Manila University with a Bachelor’s degree in Economics under the Honors Program. He is a Fellow of the Life Management Institute with distinction.

Jaime C. Yu
Non-Executive Director
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Jaime C. Yu
Non-Executive Director
Filipino, 64 years oldJaime C. Yu was elected to the Board of Directors of BDO Life Assurance Company, Inc. on November 24, 2016. He is also the Senior Executive Vice President of BDO Unibank, Inc. He holds a Bachelor of Arts degree in Economics from De La Salle University and is MBA graduate from the Ateneo de Manila University. He has extensive experience in commercial, corporate, and investment banking from the International Corporate Bank and Union Bank of the Philippines, where he held various positions up to his appointment as First Vice President and Region Head for the Manila-Pasay area. He joined BDO in December 1997 and is currently the Group Head of Branch Banking where he manages the entire branch network.
BDO Life Assurance Company, Inc. is a life insurance company and wholly-owned subsidiary of BDO Unibank, Inc. It is supervised by the Insurance Commission. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc. For policy-related inquiries and concerns, please call our BDO Life Customer Care Hotline at (+632) 8885-4110 or 1800-1888-6603 (PLDT Toll-Free).