Kabayan Family Insurance
Affordable insurance para sa iyong pamilya
Siguraduhin ang protection ng iyong pamilya:
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Accidental Death and Disablement
Cash benefits para sa injury or pagpanaw dulot ng aksidente, murder or assault at pati mga aksidente habang nakasakay sa motor.
Accident Medical Reimbursement
Accidental Death Burial Expense
Dagdag na cash assistance kapag ang pagpanaw ay sanhi ng aksidente.
Daily Hospital Income
Daily cash allowance for 30 days kung ma-confine sa ospital ng at least 24 hours nang dahil sa aksidente o sakit.
Plan Comparison
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|---|---|---|---|
| Coverage para sa | Asawa na hanggang 64 years old (Renewable hanggang 65 years old) at Anak na 1-22 years old* *Hindi kasal at unemployed *Hanggang 4 na anak |
Magulang na hanggang 64 years old* (Renewable hanggang 65 years old) at Kapatid na 1-22 years old* *Hindi kasal at unemployed *Hanggang 4 na kapatid |
Anak na 1-22 years old* *Hindi kasal at unemployed *Hanggang 4 na anak |
| DUE TO ACCIDENT: | |||
Accidental Death & Disablement
|
Up to ₱200,000 para sa Asawa Up to ₱100,000 sa bawat Anak |
Up to ₱100,000 sa bawat Magulang Up to ₱100,000 sa bawat Kapatid |
Up to ₱100,000 sa bawat Anak |
| Accident Medical Reimbursement | ₱20,000 para sa Asawa ₱10,000 sa bawat Anak |
₱10,000 sa bawat Magulang ₱10,000 sa bawat Kapatid |
₱10,000 sa bawat Anak |
| Accident Death Burial Expense | ₱20,000 para sa Asawa ₱10,000 sa bawat Anak |
₱10,000 sa Magulang ₱10,000 sa bawat Kapatid |
₱10,000 sa bawat Anak |
| Daily Hospital Income (due to Accident - up to 30 days) |
₱1,000 per day para sa Asawa ₱500 per day sa bawat Anak |
₱500 per day sa bawat Magulang ₱500 per day sa bawat Kapatid |
₱500 per day sa bawat Anak |
| DUE TO SICKNESS: | |||
| Daily Hospital Income (due to Sickness - up to 15 days) |
₱1,000 per day para sa Asawa ₱500 per day sa bawat Anak |
₱500 per day sa bawat Magulang ₱500 per day sa bawat Kapatid |
₱500 per day sa bawat Anak |
Customer Forms
Frequently Asked Questions
Ito ay isang insurance para sa pamilya ng Overseas Filipino na nagbibigay financial support laban sa mga pang-ospital na gastusin kapag may hindi inaasahang aksidente at sakit.
Depende sa status ng Overseas Filipinos
- Kung married: Pwede i-cover si spouse at mga anak (unmarried, walang work, age 1–22). Si spouse ay covered hanggang age 64, renewable up to 65.
- Kung single: Pwede i-cover ang parents at mga kapatid (unmarried, walang work, age 1–22). Parents covered hanggang age 64, renewable up to 65.
- Kung widowed or legally separated: Pwede i-cover ang mga anak (unmarried, walang work, age 1–22).
- Kung single parent: Pwede i-cover ang mga anak.
Oo. Maaaring bumili ang “Single Parent” na OF ng Kabayan Family Insurance para sa kanyang mga anak hanggang apat (4) na may edad 1 hanggang 22 taong gulang
Puwedeng ang OF mismo ang bumili ng insurance para sa kaniyang dependents o pamilya, o kaya ang dependents/pamilya rin ang puwedeng mag‑initiate ng purchase on their own.
Wala ring limitation dito, dahil ang insured party ay ang dependent o family member na nakatira sa Pilipinas—hindi ang OF.
May limit na isang (1) policy lamang ang puwedeng bilhin ng isang Overseas Filipino (OF) para sa kanyang pamilya.
Makukuha ng beneficiary ang 100% ng insured amount kung sakaling magkaroon ng accidental death o permanent total disability.
Covered ang pagkawala ng kamay, paa, paningin, pandinig, o speech dahil sa aksidente at pwedeng umabot hanggang 100% ng insured amount, depende sa severity.
Covered ang hospital bills, doctor’s fees, at outpatient treatment basta dahil sa aksidente up to the plan’s limit.
May daily cash allowance habang naka-confine sa hospital:
- Up to 30 days kung dahil sa aksidente
- ₱1,000 per day para sa Asawa
- ₱500 per day para sa Magulang
- Up to 15 days kung dahil sa sakit (including COVID-19)
- ₱500 per day para sa Anak, Magulang, o Kapatid
Yes, covered ang aksidente habang nagmomotor or sakay ng motor basta hindi ito dahil sa racing at dapat ay sumusunod sa LTO rules.
Hindi. Based sa policy terms and family code, ang covered lang ay ang legally recognized dependents katulad ng spouse, anak, parents, at kapatid.
Sundin ang mga sumusunod:
- I-download at fill out ang Claim Form na nasa taas.
- Ihanda ang mga dokumento depende sa iyong Claim:
- Accident Medical Reimbursement
- Original Medical Bills and Official Receipts
- Copy of Doctor's Prescription
- Copy of Hospital Statement of Account
- Police Report or Accident Report (especially for the vehicular accident claim)
- Copy of the results of laboratory and other physical examination/s results.
- Medical Certificate
- Death Claim
- Duly registered death certificate or Certified true copy
- Duly registered of birth certificate of the insured
- Autopsy Report/Medico Legal statement
- Official police report and other related report i.e. interoffice accident report, newspaper clippings, etc.
- Affidavit of witness/es (if applicable)
- Available photos taken at incident scene
- Proof of relationship of the beneficiary (such as marriage contract, birth certificate, baptismal and etc.)
- Copy of driver's license (if the insured is the one driving the vehicle) for vehicular accident.
At i-send directly sa email na ito: ofw@prudentialguarantee.com o tumawag sa aming BDO Insure customer hotline sa: (+632) 8838-2364
We do the legwork for you every step of the way
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We help you identify, assess, and manage your risks.
Your Peace of Mind and Financial Well-Being
We work for the payment of your benefit and claims according to the terms and conditions of your policy.
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Contact us
BDO Insure Head Office
43/F - 44/F BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, 1550, Mandaluyong City
BDO Insure Contact Center
You can also send us a message here.
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BDO Insure is a registered trademark of BDO Insurance and Reinsurance Brokers, Inc. (formerly BDO Insurance Brokers, Inc.), an insurance and reinsurance broker licensed and supervised by the Insurance Commission of the Philippines (www.insurance.gov.ph) with Insurance Broker License No.: IB-13-2022-R, HMO Broker License No.:HMOB-01-2023-O, and Reinsurance Broker License No.: RB-03-2024-O. The BDO Insure trademarks are owned by BDO Insurance and Reinsurance Brokers, Inc.
