How to Earn and Redeem Points
How to Earn and Redeem Points
There are easy ways to earn points with BDO Rewards. You earn points from deposits,
BDO Online Banking, using your BDO ATM Debit Card and from partner retail shops.
These points will be loaded to your BDO Rewards card upon activation.
Activate your card to start redeeming. 1 Point = 1 Peso.
With BDO Rewards, you automatically get points from the following BDO products and services. More bank transactions, more points!
Product | Monthly BDO Rewards Points |
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Personal Peso Current or Savings Account Minimum P50,000 MTD ADB (month to date average daily balance) |
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Personal US Dollar Savings Account Minimum $1,000 MTD ADB (month to date average daily balance) |
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Auto Loan* Minimum P500,000 availed loan amount |
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Home Loan* Minimum P1.5M availed loan amount |
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Peso Trust Accounts Minimum P500,000 placement (UITFs, IMA03, TA03 and Wealth Planner) |
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US Dollar Trust Accounts Minimum $10,000 placement (UITFs and TA06) |
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Yen Trust Accounts
Minimum JPY1,000,000 placement
(UITFs)
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Electronic Bills Payment Minimum P1,000 or US$25 bills payment via ATM, Phone Banking, Internet |
5 Points - from enrolled merchants only
*Splitting of transactions is disallowed and will not earn a member more points. Some billers may impose additional charges. |
Points are rewarded per qualified BDO account, i.e. savings/current account, loan promisory note, and trust product placement; (not aggregated). |
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*Effective January 1, 2018: All remaining points to be earned from the old points scheme will no longer be credited upon effectivity date. |
Product / Services | BDO Rewards Points per Transaction |
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BDO Debit Card (as payment for purchases)
Click here for BDO Debit card promos |
1 Point *Maximum of 5 points per transaction for purchases made in selected wholesalers/distributorships |
Credit to Account Remittances (to Personal Current or Savings Account sent through a BDO Remit office or accredited remittance partner abroad) |
1 Point |
Earn points from SM and its Retail Partners. Shop and be rewarded with the corresponding points!
SM and Retail Partners | For every Minimum purchase | Points Earned |
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Alfamart, Baby Company, Crate & Barrel, Kultura Filipino, Levi’s*, Mindpro, Mini So, Our Home, Savemore, SM Appliance Center, SM Hypermarket, SM Supermaket, Surplus, Walter Mart Supermarket, Watsons |
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Ace Hardware, Adidas* Bata Shoes, Crocs, Exploreum**, Forever 21, Imax Theater, New Balance*. Pet Express, Simply Shoes, SM Bowling** SM Cinema, SM Skating, SM Storyland**, Sports Central, The Body Shop, The SM Store, Toy Kingdon, Under Armour, Uniqlo, W Department Store |
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*Inside SM Supermalls
** Points earning only
Establishment | For every Minimum purchase | Points Earned | Condition |
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*Participating outlets only |
P 250 spend on fuels, lubricants, services and items at shell Select | 1 Point | Points will only be awarded for all transactions up to a total of P10,000.00, single or accumulated receipt per member, per day. |
Taal Vista Hotel | P 200 spend on room charges, accommodations and F&B outlets | 1 Point | Points are not valid for group and banquet bookings. |
Radisson Blu Hotel Cebu , Park Inn by Radisson Clark and Davao, and Iloilo | P 200 spend on room, food & Beverage outlets, Rain Spa, sports & recreation, and membership fees | 1 Point | Points are not valid for group and banquet bookings. |
Pico De Loro beach & Country Club/Pico Sans Hotel | P 200 spend on room, food & Beverage outlets, Rain Spa, sports & recreation, and membership fees | 1 Point | Points are not valid for group and banquet bookings. |
Asia Pacific College | Every P 200 spend on Tuition fees | 1point | |
Agoda.com* | Earn up to 10,000 Rewards points | www.agoda.com/smadvantage | |
Grab Rewards* | 1,700 Grab Rewards Points equivalent to 100 BDO Rewards Points. | Go to Grab mobile app to convert points. |
*Points earned from these partners are not considered for determining membership level but can be used for redemption purposes
How to Use Points
BDO Rewards members can redeem points at the following Rewards Partners
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*Inside SM Supermalls only.
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