How to Earn and Redeem Points

 

How to Earn and Redeem Points

There are easy ways to earn points with BDO Rewards.  You earn points from deposits, 

BDO Online Banking, using your BDO ATM Debit Card and from partner retail shops.  

These points will be loaded to your BDO Rewards card upon activation.

Activate your card to start redeeming.  1 Point = 1 Peso.

 

 

BDO

With BDO Rewards, you automatically get points from the following BDO products and services. More bank transactions, more points!

 

Product Monthly BDO Rewards Points

Personal Peso Current or Savings Account

Minimum P50,000 MTD ADB

(month to date average daily balance)

  1. 10 Points for 1st P50,000
  2. 5 Points for every P25,000 in excess of P50,000 up to P5M
  3. 10 Points for every P100,000 in excess of P5M up to P10M
  4. 10 Points for every P200,000 in excess of P10M

Personal US Dollar Savings Account

Minimum $1,000 MTD ADB

(month to date average daily balance)

  1. 10 Points for 1st $1,000
  2. 5 Points for every $500 in excess of $1,000 up to $100,000
  3. 10 Points for every $2,000 in excess of $100,000 up to $200,000
  4. 10 Points for every $4,000 in excess of $200,000

Auto Loan*

Minimum P500,000 availed loan amount

  1. 10 Points for every P100,000
     Based on availed loan amount
     One-time awarding of points

Home Loan*

Minimum P1.5M availed loan amount

  1. 10 Points for every P100,000
     Based on availed loan amount
     One-time awarding of points

Peso Trust Accounts

Minimum P500,000 placement

(UITFs, IMA03, TA03 and Wealth Planner)

  1. 10 Points for 1st P500,000 (Average Daily Balance)
  2. 5 Points for every P250,000 in excess of P500,000

US Dollar Trust Accounts

Minimum $10,000 placement

(UITFs and TA06)

  1. 10 Points for 1st $10,000 (Average Daily Balance)
  2. 5 Points for every $5,000 in excess of $10,000
Yen Trust Accounts
Minimum JPY1,000,000 placement
(UITFs)
  1. 10 Points for 1st JPY1,000,000 (Average Daily Balance)
  2. 5 Points for every JPY500,000 in excess of JPY1,000,000

Electronic Bills Payment

Minimum P1,000 or US$25 bills payment

via ATM, Phone Banking, Internet

5 Points
Regardless of number of transactions*

 

*Splitting of transactions is disallowed and will not earn a member more points. Some billers may impose additional charges.

Points are rewarded per qualified BDO account, i.e. savings/current account, loan promisory note, and trust product placement; (not aggregated).

*Effective January 1, 2018:

All remaining points to be earned from the old points scheme will no longer be credited upon effectivity date.

Product / Services BDO Rewards Points per Transaction

BDO Debit Card

(as payment for purchases)
Minimum P1,000 or US$25

 

Click here for BDO Debit card promos

1 Point
For every P1,000 or US$25

*Maximum of 5 points per transaction for purchases made in selected wholesalers/distributorships

Credit to Account Remittances

(to Personal Current or Savings Account sent through a BDO Remit office or accredited remittance partner abroad)

1 Point
For every P5,000 or US$100

BDO Credit Card

3,350 Elite Credit Card Points***

 

4,775 Regular Credit Card Points****

 

*Value of accounts are not aggregated when determining points to be awarded

 

Valid for the following BDO Credit Cards only:

***Elite Credit Points applicable only to MasterCard Platinum/Titanium, Visa Platinum and UnionPay Diamond

****Regular Credit Card Points applicable only to Standard and Gold MasterCard, Classic and Gold Visa, JCB Lucky Cat or Premiere and UnionPay Gold

 

Not available for The American Express® Platinum Card, The American Express® International Dollar Cards, Blue from American Express® and The Cathay Pacific American Express® Credit Cards.

Points transferred to a third party will not be considered for card upgrade

500 Points*

 

*Call the BDO Rewards Hotline to have your BDO Credit Card points converted to BDO Rewards points.

 

 

SM & RETAIL PARTNERS

Earn points from SM and its Retail Partners. Shop and be rewarded with the corresponding points!

SM and Retail Partners For every Minimum purcharse Points Earned

Alfamart, Baby Company, Crate & Barrel, Kultura Filipino, Levi's*, Mindpro, Mini So, Our Home, Savemore, SM Appliance Center, SM Hypermarket, SM Supermarket, Surplus, Walter Mart Supermarket, Watsons

P400
1 Point

Ace Hardware, Adidas*, Bata Shoes, Crocs, Exploreum**, Forever 21, Joseph, Imax Theater, New Balance*, Nike*, Pet Expess, Sfera, Simply Shoes, SM Bowling**, SM Cinema, SM Skating**, SM Storyland**, Sports Central, Suite Blanco, The Body Shop, The SM Store, Toy Kingdom, Uniqlo, Uno de 50

P200
1 Point

*Inside SM Supermalls
** Points earning only

 

OTHER REWARDS PARTNERS
Establishment For every Minimum purchase Points Earned Condition

Shell*

*Participating outlets only

P 250 spend on fuels, lubricants, services and items at shell Select 1 Point Cash or Credit card payments

PLDT Telerewards*

P 250 cash, credit card or cheque payment 1 Point Every P250 payment made
Taal Vista Hotel P 200 spend on room charges, accommodations and F&B outlets 1 Point Points are not valid for group and banquet bookings.
Radisson Blu Hotel Cebu , Park Inn by Radisson Clark and Davao P 200 spend on room, food & Beverage outlets, Rain Spa, sports & recreation, and membership fees 1 Point Points are not valid for group and banquet bookings.
Pico De Loro beach & Country Club/Pico Sans Hotel P 200 spend on room, food &  Beverage outlets, Rain Spa, sports & recreation, and membership fees 1 Point Points are not valid for group and banquet bookings.
Asia Pacific College Every P 200 spend on Tuition fees 1point  
Agoda.com* Earn up to 10,000 Rewards points    

 

*Points earned from these partners are not considered for determining membership level but can be used for redemption purposes

 

How to Use Points

BDO Rewards members can redeem points at the following Rewards Partners

 

SM & RETAIL PARTNERS

 

       

 

*Inside SM Supermalls only.