2026 MULTIPURPOSE LOAN WAIVED FEE PROMO
PROMO MECHANICS

1. Apply for a BDO Multipurpose Loan (MPL) and enjoy waived fees of up to P30,000.
2. BDO Multipurpose Loan Waived Fees Promo “(Promo)” runs from March 01 to October 31, 2026 “(Promo Period)”. 
3. The Promo is available to all new and existing individual and corporate clients who submit their applications at any BDO or BDO Network Bank branches nationwide and from BDO-accredited Broker and Developer channels. 
4. To qualify, Multipurpose Loan applications must be booked within the Promo Period. 
5. Promo is offered exclusively to Term Loan applications/accounts with a minimum loan amount of P3.0M and minimum tenor of 2 years.
   • For Construction Loan, first release/tranche must be at least P3.0M and booked within the Promo Period. 
   • For facility conversion to Term Loan (i.e., Credit Line to Term Loan), or paying off an existing Term Loan, the loan amount must have an increment of P3.0M and net amount after deducting the outstanding balance must at least be P3.0M.
     
     Examples for Loan Pay-Off 
     
     Qualified
     • Outstanding Balance of existing loan: P1.0M
     • Loan Amount for Booking: P4.0M
     • Net Loan Amount: P3.0M
     Reason: Net Loan Amount meets the minimum amount required
     
     Not Qualified
     • Outstanding Balance of existing loan: P1.2M
     • Loan Amount for Booking: P3.0M
     • Net Loan Amount: P1.8M
     Reason: Net Loan Amount does not meet the minimum amount required
      
6. Qualified loan application shall be entitled to the following waiver of loan fees based below:
   Promo Period: Booked from March 01, 2026 to October 31, 2026
   Maximum Waived Amount: Up to P30,000
   Hierarchy of Fees to be Waived
       • Registration Fees
       • Handling Fee 
       • Appraisal Fee
            
   
7. Fees to be waived are Registration, Handling and Appraisal Fees only.
   
   The hierarchy of fees to be waived/refunded shall be in this order:
       • Registration Fees
       • Handling Fee 
       • Appraisal Fee
   
   For Appraisal Fee:
   Client/Application must pay for the Appraisal Fee upfront. Corresponding rebate computation and application shall be made once loan application has been approved and availed of.
   
   
8. The corresponding waiver shall be applied as reduction to the loan-related fees charged upon loan booking.
9. The loan shall be locked-in for at least 5 years or up to loan maturity, whichever comes first. In case of pre-termination of the loan, the full amount of waived fees shall be charged accordingly, which will be reflected in the Statement of Account.  

GENERAL

1. All qualified applications are subject to BDO’s evaluation and approval process and completion of required loan documents.
2. The waived fee amount is non-transferable, non-convertible to cash and may not be availed in conjunction with other promo and/or offers of BDO Multipurpose Loan. 
3. These terms and conditions are subject to any relevant law, government directives and regulations. The Promo shall be void where prohibited or restricted by law or government regulations. 
4. In case of dispute, the decision of BDO, with the concurrence of DTI, shall be deemed final.

Per DTI Fair Trade No. FTEB-249820 Series of 2026