Access your account from more than 3,000 BDO ATMs nationwide. BDO ATMs are conveniently located in malls, department stores, hypermarts, hospitals, transport terminals, convenience stores, fast food outlets, hotels, gasoline stations and selected corporate offices.


With BDO ATMs, you may:

  • Check your account, Cash Card and Smart Money balances
  • Withdraw up to Php 50,000.00 cash per day*
  • Transfer money (Fund Trunsfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts
  • Pay your bills to over 60 accredited companies or merchants (no need to enroll selected companies or merchants)
  • Load SMART, Talk 'N Text, Globe, Touch Mobile (TM) and SUN prepaid mobile phone
  • Avail of cash advance from your Amex, JCB, MasterCard, Visa or UnionPay credit card
  • Order more checkbooks
  • Easily load your SMART, Talk 'N Text, Globe, Touch MobileTM and SUN prepaid mobile phones or broadband services
Electronic Channel Transaction Limit
BDO ATM Withdrawal
  • Maximum amount per day: Php 50,000*
  • Maximum amount per single transaction: Php 10,000
  • Minimum amount per single transaction:
    Php 200


BDO ATMs also accept Cards with the following logos:


Different logos of cards


BDO protects you from ATM skimming.

Heard about ATM skimming? BDO takes a multi-phased approach in ensuring that your account is safe. Here are some helpful tips so you can take part in the prevention.

Learn more.





Deposits are insured by PDIC up to P500,000 per depositor.