Terms and Conditions

 

EASYPAY INSTALLMENT TERMS AND CONDITIONS:

  1. Qualified cardholders may avail of the Absolutely Zero Percent (0%) interest for a minimum single purchase worth P3,000, subject to existing minimum installment amount agreement with partner merchant.
     
  2. Absolutely Zero Percent (0%) interest is applicable if the cardholder pays his/her monthly installment in full.
     
  3. Partner merchant/s have sole discretion on the term/s and item/s applicable for the Absolutely Zero Percent (0%) offering.
     
  4. For items not included in the 0% offer, the regular monthly add-on interest rates below apply:

     

    Term

    Factor Rate

    Add-on Rate

    3

    0.353338

    2.00%

    6

    0.184669

    1.80%

    9

    0.128814

    1.77%

    12

    0.100838

    1.75%

    18

    0.075561

    2.00%

    24

    0.063170

    2.15%

    36

    0.050281

    2.25%

Click here for EasyPay Installment Sample Computation.

  1. Availment of the EasyPay Installment shall be subject to bank approval.
     
  2. The entire installment transaction shall be deducted from the available credit limit.
     
  3. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.