BDO JCB Platinum

The best card to use when in Japan.

Free Membership Fee
Your annual membership fee is waived for the first year. Succeeding annual membership fees will also be automatically waived when you spend at least P600,000 per year.

With your BDO JCB Platinum Credit Card, you can apply for up to six (6) supplementary credit cards, all for free. You can choose to nominate a BDO JCB Gold or BDO JCB Lucky Cat.

Credit Card Peso Rewards Program

Earn two (2) Peso Points* for every P1,000 qualified spend on your BDO Credit Card, where one (1) Peso Point is equal to P1.00. You can push your Peso Points to your BDO Rewards card and shop using your points directly at any SM Retail Store. Or, convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping!

*Special offer valid until December 31, 2021
  Click here for more details. 

Free Travel Accident & Inconvenience Insurance Coverage
Your card comes with Travel Insurance Coverage of up to Php20 Million. Just charge your travel expenses (airline tickets and other means of public transport) to your BDO JCB Platinum Credit Card every time you travel. Click here for the Travel Insurance Coverage and Provisions.

JCB Plaza Lounge Services

Enjoy free access to JCB Plaza Lounges located in tourist shopping areas at 9 major cities across the globe. Lounge services include:

  • Tourist and travel information
  • Reservation for hotels, restaurants, tours, and tickets
  • Other services such as free wifi, use of computers, drinks and temporary luggage holding.

Click here for JCB Plaza Lounge locations and details

Please check Terms and Conditions for details.

Click here to view Table of Fees and Charges and Sample Finance Charge Computation.

JCB Airport Lounges
Relax and enjoy lounge amenities at select airports in Asia, Europe and Hawaii. Simply present your BDO JCB Platinum Credit Card to access the lounge. Click here for the airport lounge location.

Exclusive Platinum Services
Through your BDO JCB Platinum Credit Card, you can avail of the 24/7 Concierge Desk Service (Toll Free Nos. 81-3-6625-8378 outside Japan / 03-6625-8378 within Japan) that can assist you on exclusive services, which include:

For more information, you may log on to

EasyPay Installment
You can now spend for all the appliance, furniture, gadgets, jewelry or clothes you want without worry. The EasyPay Installment program allows you to purchase items on installment from over 13,000 partner stores natonwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment* for a minimum single purchase amount of Php3,000**.

Avail EasyPay Installment through any of the following:

  • 0% Interest on Installment*
  • Easy and afordable monthly add-on interest rates

Plus, take advantage of special extended installment terms when you Buy Now Pay Later and enjoy exclusive discounts and latest ofers during special promo dates.

*Merchants have sole discreton on the terms / items applicable for the Absolutely 0% Interest
**Minimum installment purchase amount may vary per partner merchants

Other EasyPay Installment Options

  • Balance Transfer
    Transfer your other banks' credit card balances to your BDO Credit Card and save on high interest rates.
  • EasyPay Cash
    Reimburse your Ofcial Receipts (ORs) back to cash worth at least Php5,000 at afordable installment plans.
  • EasyPay Convert
    You can convert single-receipt purchases of at least Php3,000 into installment using your BDO Credit Card. Simply call (02) 8631-8000 or apply online via

Note: Cash Advance, any transacton associated with Gambling, any Money Transfer or similar cash transacton, and any other BDO installment transactons like Absolutely 0% Interest, EasyPay Regular Installment, etc. are not qualifed for EasyPay Convert.

BDO Credit Cards, ready to shop online!
BDO Credit Cards make online shopping secure, lighter and more enjoyable:

  • Lighter via Online Installment
    EasyPay Convert any online transacton into monthly installment by calling the BDO Customer Contact Center or applying online via; further, enjoy scheduled.Absolutely 0% Interest and Buy Now, Pay Later installment schemes at selected websites.
  • Delights
    Get perks and privileges, freebies and discounts just by using your BDO JCB Credit Card at our partner stores. Whether you’re shopping, dining, traveling or simply relaxing, use your BDO JCB Credit Card and you’ll surely be DELIGHTED!

Bills Payment

  • Charge on Demand
    Don’t worry about your bills when going on vacaton. Use BDO Credit Card’s Charge-On-Demand. This facility lets you charge your utlity bills on a per need basis. Simply log on to or call 8631-8000.
  • Auto Charge
    Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto-Charge. This facility allows you to enroll multple utlity bills to your BDO Credit Card so you only have one due date to remember. To learn more about this facility, click here.

24-hour Customer Service
For your Customer Service needs, just call the 24-hour BDO Customer Contact Center at 8631-8000 or 1-800-10-6318000 (Domestc Toll Free).

Payment Channels

  • BDO Branches
  • BDO Online Banking*
  • BDO Phone Banking*
  • Auto-Debit Arrangement (ADA) Payment Facility
  • Bancnet
  • Save More Market Branches
  • SM Bills Payment Counters

*Enrollment of your BDO account is required to avail of this payment facility.

Worldwide Acceptance
BDO JCB Credit Cards are accepted worldwide wherever JCB cards are recognized.


Application Requirements

Documents Required
A. Applicants with Existing Credit Cards
Photocopy of the following:

  1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
  2. Front of existing credit card
  3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs and other valid IDs issued by the Government and its instrumentalities
  4. Latest BIR Form 2316 signed by employer's authorized representative (for employed) or latest ITR and W4 with BIR stamp (for self-employed)

B. Applicants without Existing Credit Card

  1. Proof of Income
    1. For Employed (Required):
      • Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
        • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
        • Photocopy of latest full month payslip
    2. For Self-Employed (Required):
      • Photocopy of Registration of Business Name
        • For Single Proprietorship issued by DTI
        • For Partnership/Corporation issued by SEC
      • Photocopy of latest ITR and W4 with BIT/Bank Stamp
        • Audited Financial Statements for the last 2 years; OR
        • Bank Statements for the last 3 months
  2. Proof of Identification
    (Please refer to the list of Government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)


For Foreigners

  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (if Embassy Official)
  3. Submit photocopy of ANY ONE of the following:
    • Valid Passport with Resident Visa
    • Work Permit and Valid Visa
    • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
    • ACR or ICR or ACR-1
  • Principal Membership Fee First Year FREE for Life*
  • Supplementary Membership Fee.
    FREE for Life**
  • Monthly Effective Interest Rate
  • *Terms and Conditions apply.
  • **For the first six supplementary cards