BDO JCB Platinum

The best card to use when in Japan.

Free Membership Fee
Your annual membership fee is waived for the first year. Succeeding annual membership fees will also be automatically waived when you spend at least P600,000 per year.

With your BDO JCB Platinum Credit Card, you can apply for up to six (6) supplementary credit cards, all for free. You can choose to nominate a BDO JCB Gold or BDO JCB Lucky Cat. Supplementary card application forms can be downloaded from here.

Credit Card Peso Rewards Program
Earn one (1) Peso Point for every P1,000 qualified spend on your BDO Credit Card, where one (1) Peso Point is equal to P1.00. You can push your Peso Points to your BDO Rewards card and shop using your points directly at any SM Retail Store. Or, convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping!

Free Travel Insurance
All Principal and Supplementary BDO JCB Platinum Cardholders are covered up to P20 million in Travel Accident with Travel Inconvenience Benefits. Just charge your travel expenses (airline tickets and means of public transport) to your BDO JCB Platinum Credit Card everytime you travel.

Please click here for the Travel Insurance Coverage and Provisions.

Please check Terms and Conditions for details.

Click here to view Table of Fees and Charges and Sample Finance Charge Computation.


JCB Airport Lounges
Relax and enjoy lounge amenities at select airports in Japan, China, Hong Kong, Singapore, Korea, Thailand and Hawaii. Simply present your BDO JCB Platinum Credit Card to access the lounge.


JCB Plaza Lounge
Enjoy free access to JCB Plaza Lounges located in tourist shopping areas at 9 major cities across the globe. Lounge services include:

  • Tourist and travel information
  • Reservation for hotels, restaurants, tours, and tickets
  • Assistance on card related emergencies
  • Other services such as free WiFi, use of computers, drinks and temporary luggage holding among others

Click here for JCB Plaza Lounge locations and details.

Premier Dining
Choose from various gastronomic pleasures offered exclusively for BDO JCB Platinum Credit Cardholders all year round. Just make a restaurant reservation via 24/7 Concierge Desk and enjoy a complimentary meal from top participating restaurants.

Exclusive Platinum Services
Through your BDO JCB Platinum Credit Card, you can avail of the 24/7 Concierge Desk Service (Toll Free Nos. 81-3-5778-8376 Outside Japan / 03-5778-8376 Within Japan) that can assist you on exclusive services, which include:

For more information, you may log on to



Installment Plan
Allows you to purchase items on installment from over 11,000 partner stores nationwide. Opt for 3, 6, 9, 12, 18, 24, 36 monthly installment terms* for a minimum single purchase amount of P3,000**.

EasyPay Installment Options
Avail of installment plans such as Balance Transfer, EasyPay Cash or EasyPay Convert at low interest rates.

Cash Advance
Avail of cash advance up to 30% of your assigned credit limit at select BDO branches or any ATM bearing the JCB logo.

*Merchants have sole discretion on the terms/items applicable for the Absolutely 0% Interest
**Minimum installment purchase amount may vary per merchant partner

Bills Payment Facility

Enjoy hassle-free payment of bills through BDO's Auto Charge or Charge-On-Demand Bills Payment Facility.

To enroll or pay your bills on demand, simply call the BDO Customer Contact Center at 631-8000 or Domestic Toll-Free 1-800-10-631-8000 (PLDT), 1-800-3-631-8000 (DIGITEL) or click here.

Bills Payment Merchant Partners: Bayantel, Digitel, Globe Telecom, Manila Water, Maynilad, Meralco, PLDT, Sky Broadband, Sky Cable, Skyvoice, Smart Broadband, Smart Mobile & Sun Cellular.

*Terms and Conditions apply.


Online Services*:

  • Check your credit card balance/s, amount due, and payment due date.
  • Access your Statement of Account (SOA).
  • Pay your utility bills.
  • Request for transfer of your other credit card balance/s.

Or you may call the BDO Customer Contact Center at:

  • 631-8000 – Metro Manila
  • Toll Free Numbers
    1. Domestic
      1-800-10-631-8000 (PLDT)
      1-800-3-631-8000 (Digitel)
      1-800-5-631-8000 (Bayantel)
      1-800-8-631-8000 (Globe)
    2. International
      (IAC) +800-8-631-8000


Payment Channels

  • BDO Branches
  • BDO eBanking*
  • BDO Phone Banking*
  • BancNet
  • Auto-Debit Arrangement (ADA) Payment Facility – Enrollment via any BDO branch
  • Save More Market Branches
  • SM Bills Payment Counters

*Enrollment with BDO is required. Click here.


Documents Required
A. Applicants with Existing Credit Cards
Photocopy of the following:

  1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of account
  2. Front of existing credit card
  3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport, Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI) Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs and other valid IDs issued by the Government and its instrumentalities
  4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or photocopy of latest ITR and W4 with BIR stamp (for self-employed)

B. Applicants without Existing Credit Card

  1. Proof of Income
    1. For Employed (Required):
      • Photocopy of latest BIR Form 2316 signed by employer's authorized representative AND one of the following:
        • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
        • Photocopy of latest full month payslip
    2. For Self-Employed (Required):
      • Photocopy of Registration of Business Name
        • For Single Proprietorship issued by DTI
        • For Partnership/Corporation issued by SEC
      • Photocopy of latest ITR and W4 with BIT/Bank Stamp
        • Audited Financial Statements for the last 2 years; OR
        • Bank Statements for the last 3 months
  2. Proof of Identification
    (Please refer to the list of Government issued IDs in item no. 3, under A. For Applicants with Existing Credit Card/s)


For Foreigners

  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (if Embassy Official)
  3. Submit photocopy of ANY ONE of the following:
    • Valid Passport with Resident Visa
    • Work Permit and Valid Visa
    • Special Investor's Resident Visa and Visa's Philippine Economic Zone Authority or Visa with EO226
    • ACR or ICR or ACR-1
  • Principal Membership Fee First Year FREE for Life*
  • Supplementary Membership Fee.
    FREE for Life**
  • Monthly Effective Interest Rate
  • *Terms and Conditions apply.
  • **For the first six supplementary cards