Mastercard Automatic Billing Updater

BDO Mastercard® Automatic Billing Updater (ABU)
The convenience of uninterrupted online payments.

Simply enroll to the BDO Mastercard Automatic Billing Updater (ABU) service and experience hassle-free updating of card information saved with participating merchants.
Avoid transaction declines on your plans/subscriptions, and other online payments in the event of card replacement, renewals, and/or card upgrades.

Program information

ABU is a service that will securely auto-update saved information such as card number and expiry date with participating card-on-file (COF) merchants and digital wallets when your card is reissued in the future due to card replacement or renewal.
No manual updating of card information. Just pure convenience of having a quick way to check out.

  • COF transactions are processed using a card number you’ve stored with your favorite and trusted apps, online merchants, and digital wallets giving you a secure and convenient way to pay.

  • Recurring payments are pre-authorized automated payments like those arranged with merchants for insurance premiums, gym memberships, utility payments or with those offering subscriptions like Netflix, Spotify, and more.

  • Lost/stolen cards
  • Card renewal 
  • Card conversion (upgrade, downgrade)
  • Card replacement


Convenience. Stored and auto-updated payment information means no manual entry. No hassle. Payments you don’t have to think about.

Security. Your card information is protected in more ways than one using the latest security technology for your peace of mind.


The Mastercard ABU is an exclusive service to BDO Mastercard Credit Cardholders:

• BDO World EliteTM Mastercard
• BDO Platinum MastercardTM
• BDO Titanium MastercardTM
• BDO Gold Mastercard
• BDO ShopMore Mastercard
• BDO Standard Mastercard
• Bench Mastercard
• Virtual Card
• Installment Card

Both Principal and Supplementary Cardholders are qualified but should enroll separately.

By opting in, all your existing and future Mastercard Credit Cards will be automatically enrolled.

Click here to view the list of some of the popular e-commerce merchants participating in the ABU service.

As long as you're enrolled to the ABU service, you will continue to experience uninterrupted payments. 

No. Auto Charge Billers such as utilities, telco, insurance, and the likes are not included in the ABU service. 

The ABU service is FREE!

To enroll, please call BDO Contact Center. 

To request for dis-enrollment, please call BDO Contact Center.

Contact us

BDO Corporate Center

BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

BDO Corporate Center

BDO Contact Center:

Metro Manila: (+632) 8631-8000

Outside Metro Manila

(PLDT): 1-800-10-631-8000

(Globelines): 1-800-8-631-8000

International Toll-Free:


(See list of IAC here)

BDO Corporate Center

This channel is dedicated to handling phishing reports, online banking enrollment and/or updating of registered online banking contact information of overseas clients