• P50,000 spend = P2,500 cashback
    • P100,000 spend = P5,000 cashback

Yes. Single or cumulative purchases are accepted. For cumulative spend, each transaction must be at least P2,000 to qualify.

Qualified purchases must be made at Department Stores and Retail Shops, including but not limited to clothing and apparel, shoes, cosmetics, accessories, jewelry, gadgets, appliances, furniture and equipment (e.g., office, computer, and electrical), hardware, toys, sporting goods, pet shops, books, stationery, and similar retail merchants.

Purchases made at supermarkets, warehouse clubs, drugstores, gas stations, healthcare-related merchants (e.g., optical shops and diagnostic centers), and other merchant categories not included in the list of qualified Department Stores and Retail Shops are not eligible for the promo.

No. Transactions used to qualify for or redeem another BDO Credit Card promo cannot be used for this promo, and vice versa.

Cashback will be credited to the Principal Cardholder's account on or before December 15, 2026.

No. Purchases from different cards cannot be combined. If you have multiple qualified cards, cashback will only be awarded to the card with the highest qualified spend.