BUY NOW PAY NEXT YEAR at SM Appliance Center

Promo Offer

Qualified BDO Credit Cardholders may avail of the following BUY NOW PAY NEXT YEAR offers:
 
• P2,000 OFF with a minimum single-receipt installment purchase of P35,000, net of applicable discounts
 
• 0% interest up to 24 months
 
• Pay 4 months later

Promo Details

Promo Period
October 1 to 31, 2026
 
Qualified Cards 
BDO Mastercard, Visa, American Express, JCB, UnionPay and Diner Club Credit Cards
 
 
Per DTI Fair Trade, Permit No. FTEB- 267344, Series of 2026

Frequently Asked Questions

BDO BUY NOW PAY LATER is the name of BDO Installment Program and it applies to all types of store installment transactions.

No. BUY NOW PAY LATER means installment transactions only and has no payment holiday offer. The 1st installment amortization of a BUY NOW PAY LATER transaction will be billed on the next statement from the transaction date.
 

BDO BUY NOW PAY NEXT YEAR is a BNPL promotional offer, where Cardholders are billed for their 1st monthly installment on the fourth (4th) statement after the transaction date, with the 1st payment due the following year.

No. A transaction used to redeem this promo cannot be used for other ongoing BDO Credit Card promos. BDO shall collect from the BDO Credit Cardholder the incurred cost as a result of duplicate/invalid redemption.

The merchant decides which BNPL terms, products, services, sales channels, stores, or branches are eligible for the BNPL offering.

Contact us

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BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

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BDO Contact Center:

Hotline: (+632) 8888-0000

Outside Metro Manila

(PLDT/Globelines): #8888-0000

(For landline only, press # followed by 8888-0000)
 

International Toll-Free:

(IAC)+800-8-CALLBDO (2255-236)

(See list of IAC here)

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callcenter@bdo.com.ph

Send a message to this channel for account-related concerns.

 

For scams, fraud, or lost/stolen cards, call the BDO Customer Contact Center at (02) 8888-0000. To report phishing attempts, email us at reportphish@bdo.com.ph.