FLY NOW PAY NEXT YEAR Treats

Promo Offer

Qualified BDO Credit Cardholders may avail of the following offers:

• 0% interest on 3 months term

• Pay 4 months later 

• Get P2,500 SM Gift Pass for a single or accumulated spend of at least P100,000 on FLY NOW PAY NEXT YEAR transaction/s 

Promo Details

Promo Period
October 16 to 18, 2026
 
Qualified Cards 
BDO Credit Cards (Mastercard, Visa, American Express, JCB, Diners Club, and UnionPay)
 
Per DTI Fair Trade Permit No. FTEB-270065, Series of 2026.

Frequently Asked Questions

The Fly Now Pay Next Year (FNPNY) Treats Program is a special installment offer that allows qualified BDO Credit Cardholders to book travel now and enjoy flexible payment options, including:    
  • 0% interest for 3 months
  • 3-month billing holiday (pay 4 months later)
  • P2,500 SM Gift Pass for a single or accumulated spend of at least P100,000 on FLY NOW PAY NEXT YEAR transaction/s 
     

The promo is available exclusively during The BDO Travel Sale from October 16 to 18, 2026, from 10:00 AM to 8:00 PM, at The Fifth at Rockwell, Makati City.
 

No. The FNPNY offer is available only for on-site transactions made with participating travel partners during The BDO Travel Sale. Online bookings are not eligible.
 

For transactions availed under the Fly Now Pay Next Year offer with a billing holiday, monthly installments will be billed starting on the 4th statement cycle following the transaction date and monthly thereafter until fully paid.

If the cardholder does not avail of the billing holiday option, the first monthly installment will be billed on the statement cycle following the transaction date. The cardholder will remain eligible for any applicable discount or reward, subject to the promo terms and conditions.

A minimum single or accumulated spend of P100,000 on eligible Fly Now Pay Next Year transaction/s is required to qualify for the P2,500 SM Gift Pass.

The 0% interest offer applies provided that the cardholder pays the monthly installments in full and on time throughout the installment term.

Yes. Both principal and supplementary cardholders may avail, provided they use a qualified card.

Contact us

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BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

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BDO Contact Center:

Hotline: (+632) 8888-0000

Outside Metro Manila

(PLDT/Globelines): #8888-0000

(For landline only, press # followed by 8888-0000)
 

International Toll-Free:

(IAC)+800-8-CALLBDO (2255-236)

(See list of IAC here)

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callcenter@bdo.com.ph

Send a message to this channel for account-related concerns.

 

For scams, fraud, or lost/stolen cards, call the BDO Customer Contact Center at (02) 8888-0000. To report phishing attempts, email us at reportphish@bdo.com.ph.