WHAT WE OFFER
A one-time fund release which helps your business finance long-term investments.
• Purchase new equipment to address production increase
• Acquire or construct new warehouse or office space
Check our SME Loan Calculator & get a quick computation to help you with your loan decision.
Click here to inquire about BDO SME Loan.
A revolving credit line which gives access to funds whenever your business needs it.
• Purchase additional inventory or supplies to meet
seasonal orders
• Immediately address working capital needs
Check our SME Loan Calculator & get a quick computation to help you with your loan decision.
Click here to inquire about BDO SME Loan.
Loan terms and options available
| Term Loan | SME Ready Check | |
| Min. Loan Amount | P 1,000,000 | P 3,000,000 |
| Max. Loan Amount | P 20,000,000 | |
| Min. Loan Term | 1 year | 1 year validity with option to renew |
| Max. Loan Term | 10 years | |
Collateral
BDO SME Loan is secured by real estate properties, either residential and/or commercial.
• House and Lot
• Townhouse
• Condominium
• Vacant Lot
• Commercial Property
• Industrial Property
• Mixed-used property (residential and commercial)
Check our SME Loan Calculator to know how much you can borrow and get an estimate of your monthly amortization.
Click here to inquire about BDO SME Loan.
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HOW TO APPLY
At least 21 years old but not exceeding 70 years old at the end of the loan term
Business Owners
• Sole Proprietorship, Partnership, Corporation
• Business is in profitable operation for at least 2
consecutive years
• Minimum annual gross sales of 1 Million
• Business is within a BDO serviceable area
COLLATERAL AND SUPPORT DOCUMENTS
• Photocopy of Title
• Lot plan with vicinity map
• Tax declaration
• Special Power of Attorney (SPA), if applicable
For Construction Loan
• Building / Floor Plan of proposed improvement
• Bill of Materials
• Specifications of proposed finishes
For Refinancing / Loan Take out
• Statement of Account from current bank
• Official receipts for the last three (3) months
*Other documents may be required upon evaluation
Click here for the checklist of loan requirements.
Submit through any of the following channels:
• Apply Online
• BDO SME Loan Provincial Business Centers
• More than 1,000 BDO Branches Nationwide
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TOOLS TO HELP YOU
