Cash Management | BDO Unibank, Inc.

Business Online Banking

CURRENT Business Online Banking

Support daily cash management with the trusted platfrom.

We are migrating select customers to our new platform. Our Client Services Officer will notify and assist you when you're ready to be switched.

NEW Business Online Banking

View and manage your business accounts in a secure, reliable, all-new interface.

Business Online Banking is your partner in handling day to day cash management needs

Multiple authentication and strong encryption

Available 24/7

One-time set up for recurring transactions

User-friendly interface

Based on extensive experience in helping businesses

Multi-channel connections via API, Host to Host, web, and mobile

Benefits

Secure

Transactions and information are safe and protected.

Reliable

Complete tasks anytime, anywhere.

Efficient

Process more transactions in less time.

Simple

Easy navigation and utilization.

Interoperable

Seamless exchange of information.

View and manage your accounts in an all-new interface

Have secure and convenient banking 24/7

Approve business transactions anytime, anywhere

Your business needs

For Starting and Growing Companies

Optimize business transactions with packaged solutions for starting and growing companies like yours.

For Expanding and Established Organizations

There is no one-size-fits-all approach for company finance processes. Large scale companies require streamlined and agile solutions to efficiently manage transactions.

For Financial Institutions

As a leading bank in the Philippines with a diverse range of products and services, BDO truly understands the needs of the companies in the financial industry.

Cash Management Solutions

Our services are designed to ensure that you make the most out of our digital capabilities and expertise for the right approach.

If you prioritize timeliness, accuracy, and convenience in facilitating your cash management transactions, our team can tailor a solution for you.

Our services are designed to ensure that you make the most out of our digital capabilities and expertise for the right approach.

If you prioritize timeliness, accuracy, and convenience in facilitating your cash management transactions, our team can tailor a solution for you.

Explore Collection Services

Deposit Pick-Up

BDO picks up your cash or check to be deposited in your corporate account.

Payment Services

I need to make my payments secure and on time.

Information Services

I need to ensure accuracy in my reports and minimize errors in transactions.

Business Online Banking

I need real-time access to my account anytime and anywhere.

Stay Updated

Holiday Advisory - Independence Day

In observance of the upcoming holiday on 12 June 2025, some services will be temporarily unavailable.

New Check Design and Format

In line with the new check design requirement of PCHC Memo Circular No. 3814, only checks following the updated formats will be accepted starting January 2, 2025.

Business Online Banking

Watch out for updates on Cash Management Services platform and app.

Highly regarded in the Cash Management Services sector

Best Cash Management in the Philippines
Alpha Southeast Asia - 19th Annual Best Financial Institution Awards 2025

Best Service Provider Cash Management, Philippines
The Asset - Triple A Digital and Treasurise Awards 2025

Best Transaction Bank in the Philippines
The Asian Banker - TAB Global Transaction Finance Awards 2025

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 18th Annual Best Financial Institution Awards 2024

Best Service Provider Cash Management, Philippines
The Asset - Triple A Treasurise Awards 2024

Philippines Domestic Cash Management Bank of the Year
Asian Banking and Finance - Wholesale Banking Awards 2024

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 17th Annual Best Financial Institution Awards 2023

Best Cash Management Solution in the Philippines
Alpha Southeast Asia - Transaction Banking Awards 2023

Best Service Provider Cash Management, Philippines
The Asset - Triple A Digital and Treasurise Awards 2023

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 16th Annual Financial Institution Awards 2022

Best Cash Management Solution in the Philippines
Alpha Southeast Asia - Transaction Banking Awards 2022

Best Service Provider Cash Management, Philippines
The Asset - Triple A Digital and Treasurise Awards 2022

Best Bank for SMEs in the Philippines
Asiamoney - Best Bank Awards 2022

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 15th Annual Best Financial Institution Awards 2021

Best Service Provider Cash Management - Philippines
The Asset - Triple A Digital and Treasurise Awards 2021

Best Cash Management Bank in the Philippines
Alpha Southeast Asia - 14th Annual Best Financial Institution Awards 2020

Best Domestic Cash Management Bank in the Philippines
Asian Banking & Finance - Wholesale Banking Awards 2020

Best Service Provider Cash Management, Philippines
The Asset - Triple A Digital and Treasurise Awards 2020

Success stories from customers

National University

Learn how BDO's financial solutions provided support to an educational institution's objective to scale up their services for the students and their parents.

East-West Seed

Watch how one of the world's leading tropical vegetable seed companies, East-West Seed, simplified their financial operations from manual-heavy processes to efficient transactions with BDO.

Angel's Burger

Watch how Angel's Burger improved efficiency in their operations through the Corporate Cash Deposit Machine and e-Collections solutions.

Cash Management Transaction Fees

Send Money to Other Local Banks and Wallets via InstaPay

Transaction	Platform	Limit	Transaction Fee	Availability of Funds
Send Money to Other Banks and Wallets via InstaPay	BDO Business Online Banking	Shared daily transaction limit: ₱ 50,000 Minimum transaction amount: ₱ 100	₱ 25	Real-time credit

REMINDER: Transaction limit includes InstaPay fees. The ₱ 50,000 limit is part of the total ₱100,000 limit shared with two other services: Withdraw via QR and Scan to Pay.

Send Money to Other Local Banks and Wallets via PESONet

Transaction	Platform	Limit	Transaction Fee	Availability of Funds
Send Money to Other Local Banks and Wallets via PESONet	BDO Business Online Banking	Shared daily transaction limit: ₱ 500,000 Minimum transaction amount: ₱ 100	₱ 50	Transactions made on or before 3:00 PM will be processed within the day, while transactions made after 3:00 PM, on weekends, and holidays will be processed on the next banking day.

We are here to help

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New Business Online Banking

Easy access with BDO Payroll

Explore our Cash Management Solutions

Business Online Banking

Business Online Banking is your partner in handling day to day cash management needs

Benefits

Secure

Reliable

Efficient

Simple

Interoperable

New BDO Business Online App

Your business needs

Explore Collection Services

Stay Updated

Highly regarded in the Cash Management Services sector

Success stories from customers

Cash Management Transaction Fees

Send Money to Other Local Banks and Wallets via InstaPay

Send Money to Other Local Banks and Wallets via PESONet

We are here to help