Money8 Secure Plus

20-year insurance coverage with guaranteed payouts and a lump sum cash benefit for you to spend or save.

Product summary

Product Benefits

  • Provides guaranteed insurance coverage and cash payouts that may be used to pay for various expenses.

Coverage Period

  • 20 years

Payment Options

  • Fixed payment period of 8 years

Issue Ages

  • Insured: 0–70 years old
  • Policy Owner/Payor: 18-70 years old

What It's For

  • Additional savings
  • Fund for long-term needs
  • Income protection for the family

Frequently Asked Questions

Money8 Secure Plus Plan is a 20-year life insurance protection plan with guaranteed cash payouts and a lump sum maturity benefit. Insurance coverage automatically doubles on the policy’s 3rd to 20th year. It also comes with a Cash Continuity Guarantee, which ensures your beneficiaries still receive the benefits of the plan, as scheduled, even if you pass away before the scheduled cash benefits are due to be paid out. 

You may get this plan with a fixed payment period of 8 years. Discover more features in the product brochure

The guaranteed cash payouts that come with your Money8 Secure Plus Plan give you funds for long-term needs like education and retirement. Cash payouts equivalent to 8% of the plan’s Sum Assured are given starting at the end of the 2nd policy anniversary and every other year thereafter until the 20th policy year. In addition, you will receive a lump sum maturity benefit—200% of the plan’s Sum Assured, at the end of the 20th policy year.

As the Payor/Policy Owner, you are eligible to buy this product if you are 18 to 70 years old and as the Insured if he/she is between 1 month to 60 years old.  

Yes, you can enhance your plan by adding Riders. Talk to a BDO Life Financial Advisor to determine know which Riders can address your needs best.

Contact us

BDO Corporate Center

BDO Life Head Office:

30th Floor, Petron Megaplaza Building, 358 Gil Puyat Avenue, Makati City 

BDO Corporate Center

BDO Life Customer Care Hotline:

(+632) 8885-4110


BDO Corporate Center

Please expect a response from us within 24 to 48 banking hours.

BDO Corporate Center

PLDT Toll-Free:


BDO Life Assurance Company, Inc. is a life insurance company and wholly-owned subsidiary of BDO Unibank, Inc. It is supervised by the Insurance Commission. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc. For policy-related inquiries and concerns, please call our BDO Life Customer Care Hotline at (+632) 8885-4110 or 1800-1888-6603 (PLDT Toll-Free).