Affordable accidental death & disability plan for one year.

Product summary

Product Benefits

  • Provides a cash fund to cover expenses associated with the Insured’s sudden accidental death or disability.

Coverage Period

  • 1 year

Payment Options

  • Option to renew annually up to age 65.

Insured Issue Ages

  • 20–64 Years Old

What It's For

  • Protection against accidents
  • Disability coverage
  • Short-term insurance coverage

Want to know more?

Visit your nearest BDO branch to talk to a BDO Life Financial Advisor or click Inquire Now and we will reach out to you. 

Frequently Asked Questions

AcciGuard provides affordable accidental death and disability insurance coverage for one year, which may be renewed yearly until age 65 without any increase in premium. Discover more features in the product brochure.

You must be between ages 20 to 64 to become eligible for this product.

Yes, you may enhance your plan by adding Riders to boost your protection when riding a four-wheeled vehicle, motorcycle, or while taking public transportation. You may also add the Cash Assistance and Terminal Illness benefits to provided added coverage in case of death, regardless of cause. Talk to a BDO Life Financial Advisor to know which Riders can best address your needs best.

Please visit our Customer Servicing FAQs.

Contact us

BDO Corporate Center

BDO Life Head Office:

30th Floor, Petron Megaplaza Building, 358 Gil Puyat Avenue, Makati City 

BDO Corporate Center

BDO Life Customer Care Hotline:

(+632) 8885-4110


BDO Corporate Center

Please expect a response from us within 24 to 48 banking hours.

BDO Corporate Center

PLDT Toll-Free:


BDO Life Assurance Company, Inc. is a life insurance company and wholly-owned subsidiary of BDO Unibank, Inc. It is supervised by the Insurance Commission. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc. For policy-related inquiries and concerns, please call our BDO Life Customer Care Hotline at (+632) 8885-4110 or 1800-1888-6603 (PLDT Toll-Free).