BDO Life's Wealth Secure

Single pay, lifelong insurance coverage with market-driven investment returns to help you transfer wealth efficiently to the next generation.

Product summary

Product Benefits

  • Provides a combination of both protection and investments while you enjoy market-driven returns. Top up anytime to boost your coverage and fund value.

Coverage Period

  • Until age 100 for as long as the fund value remains intact.

Payment Options

  • One-time payment with option to add top-ups.

Issue Ages

  • 0–70 years old

What It's For

  • Efficiently distributing wealth
  • Estate/inheritance planning
  • Fund growth potential through investments

Frequently Asked Questions

BDO Life’s Wealth Secure gives you guaranteed life insurance protection and potential returns through investment funds.  Your coverage is equivalent to the higher of your guaranteed death benefit as indicated in your policy contract or the fund value at the time of your passing.  With BDO Life’s Wealth Secure, you have the flexibility to choose investment funds based on your objective and risk tolerance. It also allows you to easily change your fund allocation or switch to another fund. If you wish to increase your insurance coverage and fund value, you may do so through Top-Ups.

You only need to pay your premium once to get this plan. Plus, it comes with a Guaranteed Acceptance Endorsement (GAE) provision that allows you to apply for the product without undergoing a medical exam. Discover more features in the product brochure

Acceptable ages of Insured individuals applying for this product ranges from 1 month to 70 years old.

Applying for insurance under GAE provisions is simpler and easier because no medical examinations are required, making it ideal for customers who healthy and well. It is important to remember that under GAE provisions, only death due to accident is covered during the first two years. If death is due to natural cause during these years, beneficiaries will receive the fund value plus a return of all insurance charges collected.

Contact us

BDO Corporate Center

BDO Life Head Office:

30th Floor, Petron Megaplaza Building, 358 Gil Puyat Avenue, Makati City 

BDO Corporate Center

BDO Life Customer Care Hotline:

(+632) 8885-4110


BDO Corporate Center

Please expect a response from us within 24 to 48 banking hours.

BDO Corporate Center

PLDT Toll-Free:


BDO Life Assurance Company, Inc. is a life insurance company and wholly-owned subsidiary of BDO Unibank, Inc. It is supervised by the Insurance Commission. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc. For policy-related inquiries and concerns, please call our BDO Life Customer Care Hotline at (+632) 8885-4110 or 1800-1888-6603 (PLDT Toll-Free).