Turning plans into reality. Cebu’s young achievers don’t have to put their plans on hold. Whether it’s a car, a home, or growing a business, BDO provides solutions to help reach their goals.
Big plans can feel far away when you’re just starting out. You want to drive your own car, go home to your own condo, or turn your passion into a business of your own. These milestones reflect independence, progress, and the future you’re working hard to build.
For Cebu’s young professionals, these goals go beyond finances. They’re lifestyle upgrades and they’re already happening. More Cebuanos in their 20s and 30s are moving past the “save and wait” mindset. They’re pairing smart borrowing with their savings, so they can live the life they want now, not someday.
BDO Unibank has loan solutions available for your vehicle, home, or business needs that can help you make your plans happen.
Taking the driver’s seat
For Cebu’s young professionals, owning a car—be it a trendy EV or a functional family vehicle—fits seamlessly into a modern city-smart lifestyle, offering freedom from long commutes, easier travel to work or client meetings, and the flexibility to move on your own schedule.
Use the Auto Loan calculator to estimate your monthly amortization based on your budget and preferred car. You can also get prequalified to check how much you can borrow—so you can plan your next car with confidence.
Opening the door to your own home
One of life’s most fulfilling moments is getting a key to your own home. Whether you’re single or married, owning a home gives you a place you can truly call your own—while also putting your money into something that grows in value over time, instead of paying rent.
BDO Home Loan lets you borrow up to 80% of the property’s appraised value, with fixed-rate options of up to 10 years and loan terms of up to 25 years. It’s designed to fit your income today while helping you gradually build ownership of your home over time.
Powering your home with solar
Cebu’s year-round sun makes solar panels a smart upgrade—helping lower your monthly electricity bills and reduce your long-term home expenses.
BDO also offers solar financing options. Existing homeowners can tap into their home equity to fund installation and improvements, while new homebuyers can include solar upgrades as part of their home.
Being your own boss
If you’re ready to take your business to the next level, pursue further education, or invest in equipment that will grow your business, a BDO Multipurpose Loan can help you make it happen.
You can borrow from P1 million up to P20 million (up to 70% of your collateral’s appraised value), with loan terms up to 10 years. Whether it’s for solar investment to keep operations running without interruption, business expansion, renovating a space, or levelling up your skills–BDO keeps your business growing.
For Cebu go-getters, achieving big plans is no longer a distant goal. Whether it’s a car, a home, or a business, BDO can help turn your plans into reality.
Visit participating BDO branches in Cebu to find the financing option tailored that fits your goals and enjoy exclusive BDO freebies until May 31, 2026.
