After downloading the app, log in to your Online Banking account using your username and password. The first time you log in, you will also receive an SMS verifying your request to add a new device to your account. You need to reply ADD DEVICE before receiving a One-Time PIN (OTP). You’ll be asked to activate the app via One-Time PIN (OTP) which will be sent through SMS to your registered mobile number. Your mobile device will now be linked to your BDO Online Banking account!