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What is a Shared Credit Card Limit?

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In case you are issued two (2) or more BDO Credit Cards, BDO may, at its sole discretion, give a Shared Credit Card Limit (SCCL) for all such cards.

 

Shared Credit Card Limit* is the Credit Card Limit assigned to you across all your BDO Credit Cards.
*All additional BDO Credit Cards will have the same SCCL, unless required documents for increase in Credit Limit are submitted.

 

To illustrate:

Card Type
Shared Credit Card Limit
Purchases
Available Limit
Card 1
P100,000
P30,000
P60,000
Card 2
P10,000

 

In the above example, Card 1 and Card 2 share a Credit Limit of P100,000. When purchases are made in either card, it reduces the available Credit Limit on both Cards.

In this example, you may use up to P60,000 for either card. Note that combined additional purchases for both cards should not exceed the Available Limit of P60,000.

 

Note:
To check if your credit card account is under Shared Credit Card Limit, your Customer Credit Limit should be equal to your Credit Card Limit (as indicated on your card carrier).

 

To Illustrate:
Customer Credit Limit        P100,000
Credit Card Limit                 P100,000

 

FOR MORE DETAILS, CALL US AT:

631-8000                            Within Metro Manila
1-800-10-6318000            Domestic Toll-Free (PLDT)
1-800-3-6318000              Domestic Toll-Free (Digitel)
1-800-5-6318000              Domestic Toll-Free (Bayantel)
1-800-8-6318000              Domestic Toll-Free (Globe)
(IAC) + 800-8-6318000    Outside the Philippines