BDO Virtual Card

Designed exclusively for secure online payments 
to your delivery apps, online stores, digital wallets, and more.

Virtual Cards
Virtual Card

Why choose BDO Virtual Card

Apply now

Explore more

BDO Virtual Card is a credit card designed exclusively for secure ONLINE payments. It has a different card number and CVV as protection against data interception. For more details on how BDO protects your financial information, click here.
 

Existing active Principal and Elite Supplementary Cardholders of the following BDO Credit Card products are qualified to apply for a Virtual Card. 
  • BDO Mastercard Credit Cards (except Bench Mastercard)
  • BDO Visa Credit Cards
  • American Express Credit Cards (except American Express International Dollar Cards)

You can apply for a Virtual Card in two ways: 
  • Online via BDO website. Click here.
  • Call BDO Contact Center at (+632) 8888-0000

Yes, your Virtual Card is linked to your Principal Card. It is treated like a supplementary card. All transactions using Virtual Card will appear on the same Statement of Account of the Principal Card. 
 

Your Virtual Card has the same validity as your Principal Card. Renewal is automatic as long as your account status is active and current. 
 

Your Virtual Card’s currency follow the currency of your Principal Card.
 

No, you cannot use your Virtual Card to make in-store purchases. 
 

Yes, your Virtual Card can earn Peso Points or Cashback with the same reward value as your Primary Card. 
 

Points earned are consolidated with the rewards points balance of your Principal Card.
Cashback earned is credited to Basic Cardmember and reflected on the next Statement of Account. 

Your Virtual Card has a pre-assigned sub-limit shared with your Principal Credit Limit. Should you wish to adjust your sub-limit (higher, lower or equivalent to Principal Card Credit Limit), please call the BDO Contact Center at (+632) 8888-0000. 
 

Contact us

home-icon

BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

phone-icon

BDO Contact Center:

Hotline: (+632) 8888-0000

Outside Metro Manila

(PLDT/Globelines): #8888-0000

(For landline only, press # followed by 8888-0000)
 

International Toll-Free:

(IAC)+800-8-CALLBDO (2255-236)

(See list of IAC here)

email-icon

callcenter@bdo.com.ph

This channel is dedicated to handling online banking enrollment and/or updating of registered online banking contact information of overseas clients. For phishing reports, please send the email to reportphish@bdo.com.ph.

Our website uses cookies

By clicking 'I agree' you provide consent to BDO website mentioned in our Data Privacy Policy to store cookies for 90 days in your device. This helps improve your browsing experience.