Made for Online Shopping
Designed exclusively for online use.

Protect your account information.  It is assigned a different card number from your primary credit card.

Adjustable Credit Limit.  Set your credit limit according to your online shopping needs.
*Call the BDO Customer Contact Center to request for adjustment.

Track your purchases. Transactions will be reflected on the credit card account linked to your Virtual Card.

Peso Rewards.  Continue earning Peso Points with the same spend-to-point value as your primary BDO Credit Card

Annual Membership Fee will be waived.


  • You need to have an active, principal BDO Mastercard and/or Visa Credit Card in order to apply for a BDO Virtual Card.

  • Your BDO Virtual Card limit is part of your Primary Card’s regular credit limit.  Whenever you purchase using your BDO Virtual Card, your regular credit limit will be reduced.

  • Your BDO Virtual Card transactions will be reflected in the Statement of Account of your Primary Card and will share the same Statement Date and Payment Due Date.

  • Keep your mobile number record updated.  Secure merchant websites may require you with a One Time PIN (OTP) to complete your purchase.

*BDO Customer Contact Center:

Within Metro Manila            8631-8000
Domestic Toll-Free (DTF)    1-800-10-631-8000 (PLDT)
                                                 1-800-3-631-8000 (Digitel)
                                                 1-800-5-631-8000 (Bayantel)
                                                 1-800-8-631-8000 (Globe)
Outside the Philippines       (IAC) +800-8-631-8000
                                                 1-800-10-631-8000 (PLDT)