Credit Card Application Requirements

 
  1. 21 to 60 years old for PRINCIPAL and at least 13 years old for SUPPLEMENTARY Cardholders
  2. Applicant must be a Filipino citizen or a foreigner who is a resident of the Philippines
  3. Minimum Gross Monthly Income Requirement: 
    • ₱15,000 - Bench, ShopMore and Standard Mastercard, Visa Classic, JCB Lucky Cat Credit Card, Blue from American Express® and Installment Card
    • ₱33,000 - Gold Credit Cards, HOPE Mastercard, Diners Club International and American Express® Cashback Credit Card
    • ₱66,000 - American Express® Explorerâ„¢ Credit Card
    • ₱77,000 - Platinum MastercardTM, Visa Platinum, JCB Platinum, and Diners Club Premiere Credit Card
    • ₱93,000 - Diamond UnionPay and American Express® Platinum Credit Card
    • ₱165,000 - Visa Signature
  4. Regular employee or self-employed with business operating for at least two (2) years
  5. Mobile number or one (1) landline number in either residence or place of work
  6. Residence or office address must be within any area where a BDO branch is located

Documents required


Filipino
Any valid photo-bearing identification document* (front and back): Government-issued ID (e.g. Philippine Identification System or Philsys ID, Passport, Driver’s License, SSS ID, etc.)
* Supplementary applicants who are studying may submit a valid school ID instead
 
Foreigners
  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (If Embassy official)
  3. Any one of the following valid documents: Valid VISA and work permit; Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I; or Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA investors and employees, or VISA with EO226

Employed Applicants
  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative.
  2. PLUS any of the following: Latest full-month’s payslip/s; Original Certificate of Employment indicating status, service tenure, and compensation breakdown; or If with existing credit cards, copy of the last two (2) months statement of account of your credit card that is at least 1 year on books
    3.  
Self-employed Applicants
  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years.
  2. Photocopy of registration of Business Name: DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation.
  3. For Cash Installment / Loan Amount higher than ₱1,000,000: Latest 3 months’ bank statements and General Information Sheet (for Corporation)

Contact us

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BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

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BDO Contact Center:

Hotline: (+632) 8888-0000

Outside Metro Manila

(PLDT/Globelines): #8888-0000

(For landline only, press # followed by 8888-0000)
 

International Toll-Free:

(IAC)+800-8-CALLBDO (2255-236)

(See list of IAC here)

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callcenter@bdo.com.ph

Send a message to this channel for account-related concerns.

 

For scams, fraud, or lost/stolen cards, call the BDO Customer Contact Center at (02) 8888-0000. To report phishing attempts, email us at reportphish@bdo.com.ph.

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