• Qualified Cardholders will get a free SM Gift Pass if the single or accumulated Purchase Convert amount is at least PHP100,000 or USD1,750.

• 0.49% monthly add-on rate for 3, 6, 12, 18 and 24-months installment term. This will be offered onsite during the Travel Sale event and via SMS during extension dates.

• Applicable fees:

Installment Availment Fee: P100 for PHP transaction or USD5 for USD transaction (This will be charged for every approved Purchase Convert transaction.)

Installment Processing Fee: 5% of the total remaining balance or P300 for PHP-denominated transactions or USD10 for USD-denominated transactions, whichever is higher (This will apply only to installment acceleration requests and will be charged after request has been approved.)