BUY NOW PAY LATER Cashback Program

Promo Offer

Pre-selected BDO Credit Cardholders who receive the promo announcement via SMS/Viber and/or e-mail from “BDO Deals” may avail of the following offers:
 
• Get up to P1,500 Cashback for a single or accumulated spend on BUY NOW PAY LATER
• Cardholder must enroll to the promo using their Promo ID

Promo Details

Promo Period
August 20 to Septemeber 19, 2026
 
Qualified Cards
Eligible BDO Credit Card (Mastercard, Visa, American Express, JCB, UnionPay or Diners Club Credit Card): Only the credit card ending in the last 4 digits indicated in the Viber message or SMS or email sent by BDO Deals is eligible for the promo
 
Per DTI Fair Trade, Permit No. FTEB-265539, Series of 2026.

Frequently Asked Questions

  • Open to pre-selected Principal and Supplementary BDO Credit Cardholders who receive a BDODEALS SMS, Viber, or email.
  • Enroll within the promo period using your unique Promo ID.
  • Principal and Supplementary cardholders must enroll separately.
  • Enrollment applies only to the eligible card specified in the message.

Spend on BUY NOW PAY LATER transactions and meet the required amount:
  • P10,000 to <P30,000 = P500 cashback
  • P30,000 and above = P1,500 cashback

Each BNPL transaction must be at least P3,000 or US$48.99.

  • Local in-store BNPL purchases
  • Online BNPL purchases
  • Single or cumulative spending using the enrolled eligible card
  • Virtual card transactions are combined with the linked main card

  • Transactions already used for other BDO promos
  • BNPL purchases on non-eligible cards
  • Reversed, cancelled, or disputed transactions
  • Cash Installment, Balance Transfer, Balance Convert, and Purchase Convert transactions

Available for eligible Buy Now Pay Next Year purchases from September 9 to 19, 2026.

Monthly installment billing starts on the 4th statement cut-off after purchase. After the billing holiday, monthly installments are billed until fully paid.

  • Cashback is credited on or before October 26, 2026.
  • Maximum reward is P1,500 for the eligible enrolled card.
  • Supplementary card cashback is posted to the Principal card account.
  • SMS notification will be sent and the SOA description will show: BNPL CASHBACK.

Contact us

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BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

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BDO Contact Center:

Hotline: (+632) 8888-0000

Outside Metro Manila

(PLDT/Globelines): #8888-0000

(For landline only, press # followed by 8888-0000)
 

International Toll-Free:

(IAC)+800-8-CALLBDO (2255-236)

(See list of IAC here)

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callcenter@bdo.com.ph

Send a message to this channel for account-related concerns.

 

For scams, fraud, or lost/stolen cards, call the BDO Customer Contact Center at (02) 8888-0000. To report phishing attempts, email us at reportphish@bdo.com.ph.