Deals on Wheels


BDO Auto Loan Deals on Wheels Online Promo Mechanics

  1. The BDO Deals On Wheels (“Promotion”) applies to all brand new car buyers who will apply for a BDO Auto Loan from March 25 -  May 15, 2021 (“Promo Period”) through the BDO Deals On Wheels online accessed via Offer is also available at any BDO Branch.

  2. The Auto Loan application should be subsequently approved and booked no later than July 15, 2021 (“Promo Availment Period”) for client to enjoy the following:

    • Waived Fees of up to P30,000

    • Low interest rate

    • Free First Year Motor Insurance

    • Preventive Maintenance Service (PMS) voucher worth P10,000 (for vehicles sourced from  participating dealers)

  3. To qualify for the Promotion, the following conditions must be met:

    • The BDO Auto Loan application is for a brand new car and for private use only

    • Loan Term should at least be 36 months

    • Loan Amount availed should at least be P600,000

Waived Fees

  1. Qualified clients under the Promotion can get waived fees of up to P30,000. Amount of loan related fees to be waived will depend on loan amount:

Loan Amount Amount of Rebate
P600,000 P999,999 P5,000
P1,000,000 1,499,999 P10,000
P1,500,000 1,999,999 P15,000
P2,000,000 2,999,999 P20,000
P3,000,000 and above P30,000


  1. The corresponding amount shall be applied as a reduction to loan related fees that client will be paying upon loan availment.

  2. The client will be provided an interest rate lower than the published BDO Auto Loan rate by a Sales Account Officer. Applications received during the Promo Period will be eligible for low rates except those availing of the All-in Financing, a financing option inclusive of all loan related fees.

  3. The client may get conditional approval in as fast as 1 banking day.

Free First Year Motor Insurance

  1. A condition for the availment of the Free First Year Motor Insurance Premium is that the Client shall renew the insurance coverage for the succeeding two (2) years through BDO Insurance Brokers, Inc (BDOI).  The Client should also agree to issue two (2) postdated checks payable to BDO Insurance Brokers, Inc (BDOI) as payment of the premiums for Year 2 and Year 3 insurance renewal.

Preventive Maintenance Service (PMS)

  1. The participating dealership will extend a Preventive Maintenance Service (PMS) value worth P10,000 to qualified clients under the Promotion who will purchase their brand new car from them.

  2. The P10,000 worth of Preventive Maintenance Service (PMS) can be applied as a reduction to the client’s bill during their PMS visit to the Participating Dealer where they purchased their vehicle.


  1. All applications qualified for the Promotion will undergo standard evaluation and approval process of BDO, subject to completion of required loan documents.

  2. Employees of BDO and its subsidiaries and their relatives up to the second degree of consanguinity are not qualified for the promotion.

  3. The offer cannot be availed in conjunction with other BDO Auto Loan promotions and/or offers.

  4. In case of dispute, BDO’s decision shall be final in concurrence with DTI. These terms and conditions are subject to any relevant law, government direction and regulation. The promotion will be void where prohibited or restricted by law or government regulations.




Per DTI-FTEB-SPD Permit No.115388 Series of 2020.