Why choose this plan
Critical Illness Coverage
Life insurance until age 85 with coverage for critical illnesses even in their early and intermediate stages, including angioplasty.
Wellness Fund
Receive annual cash payouts beginning age 65 that you can use to support your health and well-being.
Access to Teladoc Health
Access to expert second opinion from medical professionals around the globe.
Product summary
Product Benefits
- Provides cash to help shoulder the cost of medical treatments caused by critical illnesses even in their early and intermediate stages.
Coverage Period
- Until age 85Â
Payment Options
- 10 years, 20 years, or until age 65
Insured Issue Ages
- 18-55 years old (10 Years to Pay)
- 18-45 years old (20 Years to Pay)
- 18-55 years old (Pay up to age 65)
What It's For
- Critical illness coverage
- Angioplasty & early stage coverage
- Intermediate stage coverage
- Family income protectionÂ
- Future health and wellness fund
Frequently Asked Questions
Health Secure provides guaranteed life insurance protection with critical illness coverage for 33 covered dread diseases* plus cash payouts that you can use as a Wellness Fund in your later years. The plan also comes with a built-in Health Guard Rider** that helps fund treatments for angioplasty, early and intermediate stage critical illnesses diagnosed during your premium-payment period.Â
This plan has flexible premium payment options of 10 years, 20 years, or up to age 65. Discover more features in the product brochure.Â
*subject to a 90-day waiting period   **subject to a 180-day waiting period
The guaranteed cash payouts that come with your Health Secure plan allow you to begin enjoying the full benefits of your plan as early as age 66, while you are alive and well. These will be given annually, advancing a portion of your death benefit each year.
You are eligible to buy this product if the proposed Insured is between:
- 18-55 years old, if you are getting Health Secure (10 Years to Pay).
- 18-45 years old, if you are getting Health Secure (20 Years to Pay).
- 18-55 years old, if you are getting Health Secure (Pay to 65).Â
Yes, you can enhance your plan by adding Riders. Talk to a BDO Life Financial Advisor to determine know which Riders can address your needs best.
- Access to expert medical opinion service from the worldwide medical community
- Clarity regarding the treatment that Teladoc Health believes to be the most effective via a thorough explanation from their medical experts
- Peace of mind that you are receiving sound medical advice
- Possible avoidance of unnecessary surgery / invasive procedures
- Ability to extend the Teladoc Health service to your immediate family
Contact us
BDO Life Head Office:
30/F BDO Life Megaplaza, 358 Gil Puyat Avenue, Makati City
Please expect a response from us within 24 to 48 banking hours.
PLDT Toll-Free:
BDO Life Assurance Company, Inc. is a subsidiary of BDO Unibank, Inc., the country’s largest bank to date. BDO Life provides protection, health, education, savings, retirement, and estate planning solutions aimed to create a secure future for its individual customers and their families. BDO Life extends comprehensive group term life insurance for corporate clients. Its financial products are not deposit products. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc.
BDO Life is an insurance company regulated by the Insurance Commission. It is authorized to offer and sell insurance products exclusively within the Philippines.
Insurance Commission's Main Office: 1071 United Nations Avenue, Ermita Manila, 1000
Tel. No. (+632) 8523-8461 local 103/127
Email: publicassistance@insurance.gov.ph.
