BDO Short Term Fund

Starting April 1, 2022, the BDO Short Term Fund shall be available for investment to Philippine residents only.


Investment Objective

The Fund aims for capital preservation and income generation by investing in a diversified portfolio of fixed income instruments with average duration of less than one (1) year.


Investment Policy

The Fund may invest in deposits in the trustee’s bank or in other banks, securities issued or guaranteed by the Philippine Government or the BSP, tradable securities issued by any supranational entity and exchange-listed fixed income securities. Subject to BSP guidelines and the Trustee’s Trust Committee approval, the Fund may also avail of financial derivative instruments solely for the purpose of hedging risk exposures, as well as invest in other tradable investment outlets/categories as may be deemed suitable for the Fund.


Client Suitability

The Fund is primarily suitable for individual and corporate investors with moderate risk appetite and who are looking for investments with yields relatively higher than those of savings and time deposit accounts. In order to minimize risk and maximize earning potential, participants are recommended to stay invested in the Fund for at least one (1) year.


Fund Facts

Bloomberg Ticker BDOTSTF PM
Fund Type Money Market Fund
Inception Date September 5, 2017
Benchmark 91-day T-Bill auction rate (net)
Initial NAVpU PhP 100.00
Minimum Investment PhP 10,000.00
Minimum Additional/Maintaining Participation PhP 10,000.00
Minimum Holding Period None
Early Redemption Fee None
Management Fee 0.25% p.a.
NAVpU Availability Every trading day at 7:30 p.m.
Dealing Period Up to 2:30 p.m. of any banking day
Settlement Period One (1) banking day after notice of redemption is received
Custodian Standard Chartered Bank; Citibank; Deutsche Bank; HSBC
External Auditor Punongbayan & Araullo