Easy Investment Plan

 

BDO Easy Investment Plan

Saving is, and always will be, the foundation of any fortune. It is secure, risk-free and readily accessible. But saving alone is not enough to make your money grow. You should also invest. This means taking some risks, but the rewards are higher. When you save and invest, your money has the power to grow faster.

With this in mind, BDO Trust and Investments Group developed the BDO Easy Investment Plan (EIP), an investment scheme that enables you to attain your financial goals and financial wellness through the twin habits of regularly saving and investing. It incorporates what investment experts consider to be the best, tried and tested principles that make a successful saving and investment plan and provides a solution to counter the major obstacles to saving and investing.

Client Suitability

The EIP is for individuals who wish to have a medium to long-term saving and investment plan so that they can achieve their financial goals and financial wellness at some future time. The investor profiles of these individuals should show that it is suitable for them to invest in the UITF product they selected as investment/s for their EIP funds.

Product Features

UITFs AVAILABLE VIA EIP

  • BDO Peso Money Market Fund
  • BDO Peso Bond Fund (formerly BDO Peso Fixed Income Fund)
  • BDO GS Fund
  • BDO Peso Balanced Fund
  • BDO Equity Index Fund
  • BDO Equity Fund (formerly EPCIB Equity Fund)
  • BDO ESG Equity Fund
  • BDO Sustainable Dividend Fund
  • BDO Focused Equity Fund
  • BDO Dollar Money Market Fund
  • BDO Medium Term Dollar Bond Fund (formerly EPCIB US Dollar Bond Fund)
  • BDO Dollar Bond Fund

INVESTMENT AMOUNT

Starts at Php 1,000.00 for Peso UITFs or $200 for Dollar UITFs per contribution per month.

FREQUENCY AND SCHEDULE OF CONTRIBUTIONS

1x a month / 2x a month
(5th, 10th, 15th, 20th, 25th, 30th)

SETTLEMENT ACCOUNT

Auto debit from any BDO Savings / Checking / Payroll account maintained with any BDO branch.

AMOUNT AND ISSUANCE OF A CONFIRMATION OF PARTICIPATION (COP)

Every time the market value of your investment reaches at least the default minimum of Php 10,000.00 for Peso UITFs or $2,000 for Dollar UITFs on a contribution date, your investment will be issued a COP.

 

Aside from the default, there is an option to determine the desired amount for COP issuance, provided that amount should not be lower than the minimum participation amount of the selected UITF and shall be the basis for the non-completion fee, if applicable.

NON-COMPLETION FEE

0.50% of the original amount for COP issuance

CUT-OFF FOR ENROLLMENT

At least four (4) banking days before the desired first contribution date

DOCUMENTARY REQUIREMENTS

EIP Application Form plus the UITF documentary requirements

AVAILABLE CHANNEL BDO Branches and BDO Invest Online

 

     Click here to see how the EIP works.
 

Benefits of Investing via the EIP

  • Automatic Savings and Investments
    The EIP's auto debit facility regularly sets aside funds for immediate investment.
  • Convenience
    Enrollment can be done in any of the BDO branches nationwide and via BDO Invest Online.

  • Meet your Financial Goals
    Allows you to effectively save and invest to meet your financial goals, i.e. children's education, family vacation, retirement etc.
  • Affordability
    Invest for as low as Php 1,000 or $200 per month.
  • Professional Fund Management
    Gain access to the services of BDO professional fund managers who keep constant watch over the BDO UITFs.
  • Financial Planners' Best Advice
    The EIP enables you to benefit from a time-tested personal wealth-building strategy recommended by financial planners. This is known as Cost Averaging, wherein fixed amounts of investment in regular intervals over a period of time allow you to average your costs and effectively diversify your risks over time. This also enables you to invest without having to constantly monitor the market. 

Documentation

Easy Investment Plan (EIP) Documentation:

  1. One (1) EIP Application Form which includes the EIP Terms and Condition and Automatic Debit Arrangement Form
  2. One (1) set of UITF Customer Account Record
  3. One (1) set of Signature Card
  4. Account Opening Kit:
    • Investor Profile Questionnaire (IPQ)
    • Client Investment Suitability (CIS)
    • Risk Disclosure Statement (RDS)
    • Declaration of Investor/s
    • Omnibus Participating Trust Agreement
  5. One (1) 1 X 1 picture
  6. Photocopy of two (2) valid IDs

Other EIP Forms

  1. Notice of Redemption
  2. Notice of Unsubscription