You are inquiring about Auto Loan

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Financing for your car purchase

Apply now to finance the purchase of a brand new or pre-owned car, whether for your personal or business use.

Affordable Cash-out

For a lighter initial payment, you choose any of the following:

Low Downpayment, an option to maximize loan amount.

All In Financing, a financing option inclusive of Chattel Mortgage Fees and First Year Motor Insurance Premium.

Multi Year Motor Insurance Coverage, a discounted package where the insurance premium covering the entire term of the loan can form part of the amount to be financed.


Low Rates
Avail of our competitive rates and get loan approval within 24 hours.


Flexible Repayment Terms
To make monthly payments more manageable, select a loan term that works best for you. For a lower monthly amortization, you may opt to maximize the loan term

  Brand New Pre-Owned
  Personal Use Business Use Personal Use Business Use
Maximum Loan Term 5 years 3 years 4 years 2 years





Step 1: Check Your Qualifications

• At least 21 years old but not exceeding 70 years old at the end of the loan term

• Filipino citizen or Foreign Nationals

• Minimum gross income of Php50,000/month or its equivalent in US Dollars

• With stable source of income from employment or business

Locally Employed Self-Employed Employed Abroad

at least 2 years with current company

at least 2 consecutive profitable years of operation
• 2 to 3 years consecutive employment
• Assignment of Beneficiary as Loan Administrator if not in the Philippines at the time of application.


Step 2: Prepare The Documents

Basic Document

•  Completely filled out application form

Identification Documents

•  Photocopy of one (1) valid ID matching application
   details (e.g. Driver’s License, Passport, Tax Identification
   Number (TIN) ID, Social Security System (SSS) ID,
   Government Service and Insurance (GSIS) eCard)

•  For Foreigners, Alien Certificate of Registration with Work


Income Documents:

Locally Employed Self-Employed Employed Abroad

Any of the following:

•  Latest Income Tax Return or BIR Form 2316 or latest payslip

• Certificate of Employment with Salary

•  Additional for Foreigners, current employment contract

•  Photocopy of Audited Financial Statements for the last 2 years with latest ITR

•  Bank Statements or Photocopy of Passbook for the last 3 months

•  Certificate of Business Registration

Any of the following:

•  Proof of Remittance for the last 3 months

•  Latest Crew Contract, if sea based

• Consularized Certificate of Employment with Income (COEI) or latest three (3) months payslips


Step 3: Submit Your Application Form and Requirements
Submit through any of the following channels:

Apply Online

• BDO Home Loan Provincial Business Centers

• More than 1,000 BDO Branches Nationwide




Auto Finder

Check the latest car models and compare them.

Check pre-owned car models and compare them.

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For Inquiries

Provide contact details

Call BDO Customer Contact Center at (02) 8631-8000