You are inquiring about Auto Loan

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Financing for your car purchase

Apply now to finance the purchase of a brand new or pre-owned car, whether for your personal or business use.

Affordable Cash-out

For a lighter initial payment, you choose any of the following:

Low Downpayment, an option to maximize loan amount.

All In Financing, a financing option inclusive of Chattel Mortgage Fees and First Year Motor Insurance Premium.

Multi Year Motor Insurance Coverage, a discounted package where the insurance premium covering the entire term of the loan can form part of the amount to be financed.


Low Rates
Avail of our competitive rates and get loan approval within 24 hours.


Flexible Repayment Terms
To make monthly payments more manageable, select a loan term that works best for you. For a lower monthly amortization, you may opt to maximize the loan term

  Brand New Pre-Owned
  Personal Use Business Use Personal Use Business Use
Maximum Loan Term 5 years 3 years 4 years 2 years





Step 1: Check Your Qualifications

• At least 21 years old but not exceeding 70 years old at the end of
  the loan term

• Filipino citizen or foreigners residing in the Philippines for at
  least 2 years

• Minimum gross family income of P50,000/month

• With stable source of income from employment or business

Locally Employed Self-Employed Employed Abroad

at least 2 years with current company

at least 2 consecutive profitable years of operation 2-3 years employment


Step 2: Prepare The Documents

Basic Document

• Completely filled out application form


Identification Documents

• Photocopy of one (1) valid ID matching application details
  (e.g. Passport, Driver’s License, SSS, PRC, OWWA ID,
  OFW ID, Seaman’s Book)

• For Foreigners, Alien Certificate of Registration with
  Work Permit


Income Documents:

Locally Employed Self-Employed Employed Abroad

Any of the following:

• Latest Income Tax
  Return or BIR Form
  2316 or latest

• Certificate of
  Employment with

• Additional for
  Foreigners, current

• Photocopy of
  Audited Financial
  Statements for the
  last 2 years with
  latest ITR

• Bank Statements
  or Photocopy of
  Passbook for the
  last 3 months

• Certificate of

Any of the following:

• Proof of
  Remittance for the
  last 3 months

• Latest Crew
  Contract, if sea

• Consularized
  Certificate of
  Employment with
  Income (COEI) or
  latest three (3)
  months payslips


Step 3: Submit Your Application Form and Requirements

Submit through any of the following channels:

• Apply Online

• More than 1,200 BDO Branches

• BDO Auto Loan Provincial Business Centers


Click here for the printable version of the complete list of requirements.




Auto Finder

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For Inquiries

Provide contact details

Call BDO Customer Center at (02) 8631-8000